103 Camden Ave, Camden, NC 27921 Property Records

Camden County property record for 103 Camden Ave, Camden, NC 27921

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,420 sqft · built 1949
Lot Size	0.516 acres (22,477 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Mar 2021)
Tax Bill	$1,065 (2026)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03.8943.04.92.8947.0000`

Property Details

APN / Parcel Number

Primary APN	`03.8943.04.92.8947.0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,420 sqft Living Area
1st Floor Area	1,320 sqft
Flooring	Concrete/Cement
Interior Walls	Paneling

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,477 sqft (0.516 acres)
Lot Dimensions	150 ft deep x 150 ft wide
Porch	Patio
Porch Area	280 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	103 CAMDEN AVE
City	CAMDEN
State	NC
Zip	27921-9009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R32
Legal Subdivision	TAYLORS BEACH
Jurisdiction	CAMDEN NC
Township / Civil Division	SHILOH
Census Block Group	2
Census Block	2010
Census Tract	950102

Owner

103 Camden Ave is owned and occupied by two individuals who bought it in March 2021.

Source: Camden County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	103 CAMDEN AVE, CAMDEN, NC 27921-9009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC
Aug 10, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP
Sep 10, 2018	Deed of Trust, Mortgage · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2021 · Amount on File
Deed Sale	Mar 17, 2021 · Amount on File
Deed Book / Page	406 / 319
Prior Transfer Date	Jun 22, 2020
Prior Transfer Doc	000394/815
Record Updated	Sep 20, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMDEN NC
Recording Date	Mar 17, 2021
Property Address	103 CAMDEN AVE, CAMDEN, NC 27921-9009
Document Number	406/319
Book / Page	406 / 319
Map Reference	MB 25 PG 438
Instrument Date	Mar 8, 2021
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,460.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 CAMDEN AVE, CAMDEN, NC 27921-9009

Mortgage

Document Number	406322
Date	Mar 17, 2021
Instrument	406/322

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CAMDEN NC
Recording Date	Aug 10, 2020
Property Address	103 CAMDEN AVE, CAMDEN, NC 27921-9009
Document Number	394/815
Book / Page	394 / 815
Map Reference	MB 25 PG 438
Instrument Date	Jun 22, 2020
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	POWERHOUSE TITLE GROUP LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 CAMDEN AVE, CAMDEN, NC 27921-9009

Mortgage

Document Number	394818
Date	Aug 10, 2020
Instrument	394/818

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NC
Property Address	103 CAMDEN AVE, CAMDEN, NC 27921-9009
Transaction Type	Mortgage
Record Updated	Sep 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0369/586
Date	Sep 10, 2018
Book Page	0369/586

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	CURRITUCK, NC 27929

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 103 Camden Ave was $1,065.

Source: Camden County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Camden County
Unified School District	Camden County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,065.00	$143,887 (-) Land $63,000 Building $80,887	$143,887
2025		$143,887 Land $63,000 Building $80,887
2024	$1,169.00
2023		$143,887 Land $63,000 Building $80,887	$143,887 Land $63,000 Building $80,887

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Camden Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 84 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	84 in force
Nearby Flood Claims	17 (1999–2020)
Claims Outside the SFHA	6 of 17
Most Recent Claim	Aug 2020 · Hurricane Isaias
Claims by Event	Hurricane Matthew, Oct 2016 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Camden Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH CAMDEN WTR & SWR DISTRCT serves 9,717 people · EPA ID NC0415015
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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