Burke County property record for 103 Burns St, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,936 sqft · built 1950 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Dec 2023) |
| Tax Bill | $2,393 (2026) |
| Deeds & Mortgages | Jan 2026 Mortgage Feb 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2723790689 |
| Primary APN | 2723790689 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,936 sqft Living Area |
| 1st Floor Area | 852 sqft |
| Basement Area | 240 sqft |
| Unfinished Basement | 240 sqft |
| Utility Room | Utility Room |
| Flooring | Wood |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 112 sqft |
| Deck Area | Deck Area |
| Patio Area | 16 sqft |
| Balcony Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 103 BURNS ST |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-6529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 RESIDE |
| Legal Description | 103 BURNS ST MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | DREXEL |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 20801 |
103 Burns St is owned and occupied by an individual who bought it in December 2023.
Source: Burke County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 BURNS ST, MORGANTON, NC 28655-6529 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 5, 2026 | Deed of Trust, Mortgage · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Feb 16, 2023 | Warranty Deed, Transfer |
| Jun 19, 2020 | Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 20, 2023 · Amount on File |
| Deed Sale | Dec 20, 2023 · Amount on File |
| Prior Sale | Feb 16, 2023 · Amount on File |
| Deed Document Number | 202323011775 |
| Deed Book / Page | 2721 / 862 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 103 BURNS ST, MORGANTON, NC 28655-6529 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 103 BURNS ST, MORGANTON, NC 28655-6529 |
| Document Number | 0028480385 |
|---|---|
| Date | Jan 5, 2026 |
| Book Page | 2848/385 |
| Instrument | 2026000047 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Feb 16, 2023 |
| Property Address | 103 BURNS ST, MORGANTON, NC 28655-6529 |
| Document Number | 0026690869 |
| Book / Page | 2669 / 869 |
| Instrument Date | Feb 15, 2023 |
| Instrument | 2023001324 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $385.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 116 CASCADE STREET, GRANITE FALLS, NC 28630 |
| Name | Verified Name |
|---|---|
| Address | 5670 ANCHOR DR, GRANITE FALLS, NC 28630-8695 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Jun 19, 2020 |
| Property Address | 103 BURNS ST, MORGANTON, NC 28655-6529 |
| Document Number | 0024710233 |
| Book / Page | 2471 / 233 |
| Instrument Date | Jun 19, 2020 |
| Instrument | 2017041471 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $332.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 BURNS ST, MORGANTON, NC 28655-6529 |
| Document Number | 2017041472 |
|---|---|
| Date | Jun 19, 2020 |
| Instrument | 2017041472 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Annually |
| Index | 5-Year CMT |
| Margin | 2 |
The 2026 property tax bill for 103 Burns St was $2,393, up 4.5% from the year before.
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Drexel Town |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,393.00 (+4.45%) | $242,525 (-) Land $8,400 Building $234,125 | $242,525 (-) Land $8,400 Building $234,125 |
| 2025 | $2,291.00 | $242,525 Land $8,400 Building $234,125 | $242,525 Land $8,400 Building $234,125 |
| 2023 | $1,446.00 | $242,525 Land $8,400 Building $234,125 | $242,525 Land $8,400 Building $234,125 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Burns St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 103 Burns St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF DREXEL serves 3,302 people · EPA ID NC0112045 |
|---|---|
| Water Source | Purchased surface water from CITY OF MORGANTON |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Foothills Broadband Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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