103 Buckingham Rd, Berlin, MD 21811 Property Records

Worcester County property record for 103 Buckingham Rd, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,080 sqft · built 1940
Lot Size	0.462 acres (20,107 sqft)
Owner	2 Individual Names on Record
Last Sale	$118,760 (Jun 2017)
Tax Bill	$4,082 (2026)
Deeds & Mortgages	Feb 2018 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-027627`

Property Details

APN / Parcel Number

Primary APN	`03-027627`
Alternative APN	`027627`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,080 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	20,107 sqft (0.462 acres)
Lot Depth	1 ft Depth
Garage Type	Detached
Garage Area	1,500 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	027627
Street Address	103 BUCKINGHAM RD
City	BERLIN
State	MD
Zip	21811-1413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT W SIDE BUCKINGHAM RD BERLIN
Legal Subdivision	BURLEY HEIGHTS
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	1
Census Block	1049
Census Tract	951000

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 W BUCKINGHAM RD, BERLIN, MD 21811-1416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage WILMINGTON SAVINGS FUND SOCIETY FSB
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Aug 23, 2017	Deed of Trust, Mortgage FIRST SHR FED'L S&L ASSN
Jun 29, 2017	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2017 · Amount on Record
Deed Sale	Jun 29, 2017 · Amount on Record
Deed Document Number	20177031-160
Deed Book / Page	7031 / 160
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	103 BUCKINGHAM RD, BERLIN, MD 21811-1413
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071640441
Date	Feb 20, 2018
Book Page	7164/441

Lender

Name	WILMINGTON SAVINGS FUND SOCIETY FSB
Type	Bank
Address	WAYNE, PA 19087

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	103 BUCKINGHAM RD, BERLIN, MD 21811-1413
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0079540385
Date	Mar 4, 2021
Book Page	7954/385

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2041

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	103 BUCKINGHAM RD, BERLIN, MD 21811-1413
Document Number	0070670489
Book / Page	007067 / 000489
Instrument Date	Aug 23, 2017
Transaction Type	Mortgage
Record Updated	Oct 30, 2017
Title Company	MARYLAND TITLE SERVICES CORPORATION, MARYLAND TITLE SVC CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 W BUCKINGHAM RD BERLIN MD 218111416, BERLIN, MD 21811-1416

Mortgage

Document Number	0070670489
Date	Aug 31, 2017
Book Page	007067/000489

Lender

Name	FIRST SHR FED'L S&L ASSN
Type	Federal Savings Bank
Address	SALISBURY, MD 21803-4248

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2047

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WORCESTER MD
Recording Date	Jun 29, 2017
Property Address	103 BUCKINGHAM RD, BERLIN, MD 21811-1413
Document Number	0070310160
Book / Page	007031 / 000160
Instrument Date	Jun 20, 2017
Transaction Type	Transfer
Record Updated	Jul 25, 2017
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$118.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7731 PURNELL CROSSING RD BERLIN MD 218112249, BERLIN, MD 21811-2249

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Municipality	Berlin Town
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,082.00 (+3.34%) Homeowner's exemption	$355,000 (+31.84%)	$391,000 (+38.16%) Land $106,800 Building $284,200
2025	$3,950.00 (+6.76%) Homeowner's exemption
2023	$3,700.00 Homeowner's exemption	$269,267	$283,000 Land $106,800 Building $176,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 individual policies
Nearby Flood Policies	27 units insured incl. 3 condo units
Nearby Flood Claims	13 (1992–2020)
Claims Outside the SFHA	12 of 13
Most Recent Claim	Jul 2020 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERLIN serves 4,500 people · EPA ID MD0230001
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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