103 Buchanan Dr, Midland, MI 48642 Property Records

Midland County property record for 103 Buchanan Dr, Midland, MI 48642

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,080 sqft · built 1957
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$222,000 (Apr 2025)
Tax Bill	$2,273 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit May 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-03-50-236`

Property Details

APN / Parcel Number

Primary APN	`14-03-50-236`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	147 ft deep x 92 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	103 BUCHANAN DR
City	MIDLAND
State	MI
Zip	48642-3012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Description	LOT 94 JEFFERSON ACRES SUB
Legal Subdivision	JEFFERSON ACRES SUB
Legal Lot Number	94
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	3
Census Block	3013
Census Tract	290902

Owner

103 Buchanan Dr is owned and occupied by an individual who bought it in April 2025.

Source: Midland County records, as of October 5, 2026

Owner of Record	Individual Name on File
Mailing Address	16894 SW SNOWDALE ST, BEAVERTON, OR 97007-2019
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
May 26, 2026	Deed of Trust, Mortgage · Line of Credit MEMBERS FIRST FEDERAL CREDIT UNION
Jul 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage ISABELLA BANK
Feb 7, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2025 · Amount on File
Deed Sale	Apr 10, 2025 · Amount on File
Prior Sale	Feb 7, 2017 · Amount on File
Deed Document Number	20253223
Deed Book / Page	2025 / 3223
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Recording Date	Sep 23, 2026
Property Address	103 BUCHANAN DR, MIDLAND, MI 48642-3012
Document Number	0000009224
Instrument Date	Sep 18, 2026
Instrument	20269224
Transaction Type	Mortgage
Record Updated	Oct 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 BUCHANAN DR, MIDLAND, MI 48642-3012

Mortgage

Document Number	0000009224,
Date	Sep 23, 2026
Instrument	20269224

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 23, 2051

Interest

Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Recording Date	May 26, 2026
Property Address	103 BUCHANAN DR, MIDLAND, MI 48642-3012
Document Number	0000005092
Book / Page	2026 / 5092
Instrument Date	May 15, 2026
Instrument	20265092
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 BUCHANAN DR, MIDLAND, MI 48642-3012

Mortgage

Document Number	0000005092,
Date	May 26, 2026
Book Page	2026/5092
Instrument	20265092

Lender

Name	MEMBERS FIRST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 20, 2051

Interest

Rate	6.3%
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	103 BUCHANAN DR, MIDLAND, MI 48642-3012
Transaction Type	Mortgage
Record Updated	Aug 12, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1635/1197
Date	Jul 29, 2020
Book Page	1635/1197

Lender

Name	ISABELLA BANK
Type	Bank
Address	MOUNT PLEASANT, MI 48858

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2040

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Feb 7, 2017
Property Address	103 BUCHANAN DR, MIDLAND, MI 48642-3012
Document Number	1603/0149
Book / Page	1603 / 0149
Map Reference	LB D PG 4-5-6
Instrument Date	Jan 10, 2017
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount on Record
Tax	$984.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1812 LAURALWOOD AVE, 1812, PORTAGE, MI 49002-5746

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5773 JAREN JCT, ROSE CITY, MI 48654-8607

Tax Assessment & Valuation

The 2025 property tax bill for 103 Buchanan Dr was $2,273 with a homeowner's exemption, up 1% from the year before.

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$97,900 (+5.38%)	$195,800 (+5.38%)
2025	$2,273.00 (+1.02%) Homeowner's exemption	$92,900	$185,800
2024	$2,250.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 103 Buchanan Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 103 Buchanan Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Omni Fiber.

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