103 Bridge Ave, Berea, KY 40403 Property Records

Madison County property record for 103 Bridge Ave, Berea, KY 40403

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 1,120 sqft
Lot Size0.386 acres (16,822 sqft)
OwnerIndividual Name on Record
Last Sale$147,900 (Feb 2022)
Tax Bill$1,177 (2025)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Flood ZoneZone AE (high risk)
APNB010-0011-0006

Property Details

APN / Parcel Number

Primary APNB010-0011-0006
Alternative APNs
  • 130338
  • 93191
  • 60132

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,120 sqft Living Area

Exterior

Exterior MaterialBrick/Stone
Lot Area16,822 sqft (0.386 acres)
Garage TypeMixed
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number60132
Street Address103 BRIDGE AVE
CityBEREA
StateKY
Zip40403-1803
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLUEBIRD LOT 12, 13 & 14 BLK C
Legal SubdivisionBLUEBIRD
Legal BlockC
Legal Lot Number12-14
JurisdictionMADISON KY
Township / Civil DivisionBEREA
Census Block Group2
Census Block2001
Census Tract11304

Owner

Source: Madison County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address103 BRIDGE AVE, BEREA, KY 40403-1803
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 17, 2022 · Amount on Record
Deed SaleFeb 17, 2022 · Amount on Record
Prior SaleJan 20, 2012 · Amount on Record
Deed Document Number202214077784
Deed Book / Page818 / 558
Record UpdatedSep 20, 2026

February 2022: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateFeb 17, 2022
Property Address103 BRIDGE AVE, BEREA, KY 40403-1803
Document Number00D818/558
Book / PageD818 / 558
Instrument DateFeb 10, 2022
Instrument2014077784
Transaction TypeTransfer
Record UpdatedMar 2, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$148.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address282 SINGLETON RD, 282, CRAB ORCHARD, KY 40419

Transferred To (Grantee/Buyer)

NameVerified Name
Address197 MIDDLEGROUND WAY, LONDON, KY 40744-9176

Mortgage

Document Number2014077785
DateFeb 17, 2022
Instrument2014077785
Lender
NameCITIZENS GUARANTY BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term24 Months
DueFeb 10, 2024

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBerea City
CountyMadison County
Unified School DistrictBerea Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,177.00 (-39.14%) Homeowner's exemption$147,900 (-)$147,900 (-)
2023$1,934.00$147,900$147,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 20 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies20 in force
Nearby Flood Claims8 (2010–2026)
Claims Outside the SFHA2 of 8
Most Recent ClaimJun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEREA MUNICIPAL UTILITIES
private · serves 9,972 people · EPA ID KY0760030
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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