103 Breakwater Ct, Joppa, MD 21085 Property Records

Harford County property record for 103 Breakwater Ct, Joppa, MD 21085 · Last verified August 2026

Property Highlights

Property Type	Residential > Condominium / Townhouse > Townhouse
Bathrooms	1.5 Baths
Architecture Style	Townhouse
Year Built	Built 1984
Square Footage	1,394 sqft Total Area
Lot Size	5,032 sqft (0.116 acres)
Last Sale	$178,900 (2015)
Tax Bill	$1,973.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`01-141422`
Alternative APNs	`1141422` `141422`

Interior

Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,394 sqft Total Area
Stories	2 Stories
Utility Area	72 sqft Utility Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Townhouse Style
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	5,032 sqft (0.116 acres)
Depth X Width	148 ft x 34 ft Depth x Width
Deck Area	96 sqft Deck
Patio Area	185 sqft Patio
Porch Area	120 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	141422
Street Address	103 BREAKWATER CT
City	JOPPA
State	MD
Zip	21085-4505
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 25 5032 SF 103 BREAKWATER COURT RUMSEY ISL P34 PT 41/17
Legal Subdivision	JOPPATOWNE
Legal Block	2
Legal Lot Number	25
Jurisdiction	HARFORD MD
Minor Civil Division	1, ABINGDON
Census Blockgroup	4
Census Block	4007
Census Tract	301401

Owner

Source: Harford County records · APN 01-141422

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	515 JOPPA FARM RD, JOPPA, MD 21085-4626
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 19, 2015 · Amount on Record
Deed Sale	Aug 19, 2015 · Amount on Record
Prior Sale	Jan 15, 2002 · Amount on Record
Deed Book / Page	11397 / 385
Record Refreshed	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	103 BREAKWATER CT, JOPPA, MD 21085-4505
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0141590445
Date	Oct 06, 2020
Book Page	14159/445

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,167 (+13.55%)	$211,200 (+16.62%) Land $54,200 Building $157,000
2025	$1,973.00 (+4.5%)
2023		$177,167	$181,100 Land $54,200 Building $126,900
2022	$1,888.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.