Erath County property record for 103 Brandy Ln, Stephenville, TX 76401
| Property Type | Single Family Home |
|---|---|
| Details | 3,096 sqft · built 2012 |
| Lot Size | 0.517 acres (22,521 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $570,902 (Jul 2026) |
| Tax Bill | $7,750 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R000072951 |
| Primary APN | R000072951 |
|---|---|
| Alternative APN |
|
| Building Area | 3,096 sqft Living Area |
|---|---|
| 1st Floor Area | 2,516 sqft |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Lot Area | 22,521 sqft (0.517 acres) |
| Garage Type | Attached |
| Garage Area | 660 sqft |
| Porch | Porch |
| Porch Area | 189 sqft |
| Account Number | R.4092.00070.00.0 |
|---|---|
| Street Address | 103 BRANDY LN |
| City | STEPHENVILLE |
| State | TX |
| Zip | 76401-7790 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S4092 HERITAGE HILLS VII, BLOCK 9, LOT 7 |
| Legal Subdivision | HERITAGE HILLS VII |
| Legal Block | 9 |
| Legal Lot Number | 7 |
| Jurisdiction | ERATH TX |
| Township / Civil Division | STEPHENVILLE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 950203 |
Source: Erath County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 103 BRANDY LN, STEPHENVILLE, TX 76401-7790 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Jul 22, 2026 | Deed, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK |
| Dec 6, 2021 | Vendor's Lien, Transfer · Conventional Mortgage FIRST FINANCIAL BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2026 · Amount on Record |
| Deed Sale | Jul 22, 2026 · Amount on Record |
| Prior Sale | Dec 6, 2021 · Amount on Record |
| Deed Document Number | 20264166 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ERATH TX |
| Recording Date | Jul 22, 2026 |
| Property Address | 103 BRANDY LN, STEPHENVILLE, TX 76401-7790 |
| Document Number | 0000004166 |
| Instrument Date | Jul 21, 2026 |
| Instrument | 20264166 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | CROSS TIMBERS TITLE COMPANY, CROSS TIMBERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 BRANDY LN, STEPHENVILLE, TX 76401-7790 |
| Document Number | 0000004167, |
|---|---|
| Date | Jul 22, 2026 |
| Instrument | 20264167 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | ERATH TX |
| Recording Date | Dec 6, 2021 |
| Property Address | 103 BRANDY LN, STEPHENVILLE, TX 76401-7790 |
| Document Number | 0202109281 |
| Map Reference | CAB B SL 21A |
| Instrument Date | Dec 6, 2021 |
| Instrument | 2021-09281 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Title Company | CROSS TIMBERS TITLE COMPANY, CROSS TIMBERS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8840 WATERVIEW COVE, PIKE ROAD, AL 36064 |
| Name | Verified Name |
|---|---|
| Address | 103 BRANDY LN, STEPHENVILLE, TX 76401-7790 |
| Document Number | 0202109282 |
|---|---|
| Date | Dec 6, 2021 |
| Instrument | 2021-09282 |
| Name | FIRST FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
Source: Erath County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Erath County |
| Unified School District | Stephenville Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,750.00 (+33.85%) Homeowner's exemption | $570,950 (+7.63%) Land $46,530 Building $524,420 | $570,950 (+7.63%) Land $46,530 Building $524,420 |
| 2023 | $5,790.00 (-16.58%) Homeowner's exemption | $530,490 (+19.73%) Land $46,530 Building $483,960 | $530,490 (+19.73%) Land $46,530 Building $483,960 |
| 2022 | $6,941.00 | $443,090 Land $46,530 Building $396,560 | $443,090 Land $46,530 Building $396,560 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | May 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 86% of the US · above 82% of Texas |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Electric Cooperative Services Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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