Smith County property record for 103 Brandon St, Troup, TX 75789
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,800 sqft · built 2024 |
| Lot Size | 0.281 acres (12,240 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,401 (2026) |
| Deeds & Mortgages | Sep 2023 Construction Loan Apr 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R228326 |
| Primary APN | R228326 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,800 sqft Heated Area |
| Flooring | Hardwood |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Conventional |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 12,240 sqft (0.281 acres) |
| Lot Dimensions | 145 ft deep x 85.2 ft wide |
| Garage Area | 576 sqft |
| Porch | Slab |
| Porch Area | 444 sqft |
| Account Number | R228326 |
|---|---|
| Street Address | 103 BRANDON ST |
| City | TROUP |
| State | TX |
| Zip | 75789-4516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KELLY ADDN (TROUP) LOT 2 2024 NEW SUBD (G/2-A) |
| Legal Subdivision | KELLY ADDN (TROUP) |
| Legal Lot Number | 2 |
| Jurisdiction | SMITH TX |
| Township / Civil Division | TROUP-ARP |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 2101 |
103 Brandon St, a single family home, is owned by an individual.
Source: Smith County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 105 VILLA DR, TROUP, TX 75789-3117 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 12, 2023 | Deed of Trust, Mortgage · Construction Mortgage AUSTIN BANK TEXAS NA |
| Apr 23, 2025 | Vendor's Lien, Transfer · Conventional Mortgage TELCO PLUS CU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITH TX |
| Property Address | 103 BRANDON ST, TROUP, TX 75789-4516 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001027425 |
|---|---|
| Date | Sep 12, 2023 |
| Instrument | 202301027425 |
| Name | AUSTIN BANK TEXAS NA |
|---|---|
| Type | Bank |
| Address | WHITEHOUSE, TX 75791 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | SMITH TX |
| Recording Date | Apr 23, 2025 |
| Property Address | 103 BRANDON ST, TROUP, TX 75789-4516 |
| Document Number | 0001011660 |
| Map Reference | CAB G SL 2A |
| Instrument Date | Apr 21, 2025 |
| Instrument | 202501011660 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2026 |
| Title Company | TRUE TITLE, TRULY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 208 STATE HIGHWAY 110 S, WHITEHOUSE, TX 75791-3513 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 456, TROUP, TX 75789-0456 |
| Document Number | 0001011714 |
|---|---|
| Date | Apr 23, 2025 |
| Instrument | 202501011714 |
| Name | TELCO PLUS CU |
|---|---|
| Type | Credit Union |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2040 |
The 2026 property tax bill for 103 Brandon St was $6,401, down 4.8% from the year before.
Source: Smith County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Smith County |
| Municipality | Troup City |
| Unified School District | Troup Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,401.00 (-4.78%) | $362,662 (-5.34%) Land $16,868 Building $345,794 | $362,662 (-5.34%) Land $16,868 Building $345,794 |
| 2025 | $6,722.00 | $383,131 Land $8,261 Building $374,870 | $383,131 Land $8,261 Building $374,870 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Brandon St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Aug 1980 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Brandon St is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 83% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TROUP serves 2,006 people · EPA ID TX2120003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
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