103 Branch St, Berlin, MD 21811 Property Records

Worcester County property record for 103 Branch St, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,414 sqft · built 1930
Lot Size	0.331 acres (14,428 sqft)
Owner	Individual Name on File
Last Sale	$419,500 (Sep 2023)
Tax Bill	$4,905 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`03-030024`

Property Details

APN / Parcel Number

Primary APN	`03-030024`
Alternative APN	`030024`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,414 sqft Total Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	14,428 sqft (0.331 acres)
Lot Depth	1 ft Depth
Patio Area	239 sqft
Shed	1 Shed
Shed Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	030024
Street Address	103 BRANCH ST
City	BERLIN
State	MD
Zip	21811-1301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	72.5' X 198' W SIDE BRANCH ST BERLIN
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	1
Census Block	1022
Census Tract	951000

Owner

103 Branch St is owned by an individual who bought it in September 2023.

Source: Worcester County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	13019 N SHORE RD, OCEAN CITY, MD 21842-9730
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed, Transfer · Conventional Mortgage LAND ABSTRACT
Apr 7, 2026	Deed, Transfer LAND ABSTRACT
Nov 15, 2023	Deed, Transfer
Sep 13, 2023	Deed, Transfer · Conventional Mortgage NFM INC
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage MCLEAN MORTGAGE CORP
Nov 27, 2018	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Oct 13, 2017	Deed of Trust, Mortgage BANK OF OCEAN CTY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2023 · Amount on File
Deed Sale	Sep 13, 2023 · Amount on File
Prior Sale	Nov 27, 2018 · Amount on File
Deed Book / Page	8636 / 169
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Apr 7, 2026
Property Address	103 BRANCH ST, BERLIN, MD 21811-1301
Document Number	0091230142
Book / Page	9123 / 142
Instrument Date	Apr 2, 2026
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	LAND ABSTRACT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	13019 N SHORE RD, OCEAN CITY, MD 21842-9730

Mortgage

Document Number	9125000431,
Date	Apr 7, 2026
Book Page	9125/431

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Apr 7, 2026
Property Address	103 BRANCH ST, BERLIN, MD 21811-1301
Document Number	9123000142
Book / Page	9123 / 142
Instrument Date	Apr 2, 2026
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	LAND ABSTRACT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	13019 N SHORE RD, OCEAN CITY, MD 21842-9730

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Nov 15, 2023
Property Address	103 BRANCH ST, BERLIN, MD 21811-1301
Document Number	0086690083
Book / Page	8669 / 83
Instrument Date	Oct 18, 2023
Transaction Type	Transfer
Record Updated	Dec 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13019 N SHORE RD, OCEAN CITY, MD 21842-9730

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Sep 13, 2023
Property Address	103 BRANCH ST, BERLIN, MD 21811-1301
Document Number	0086360169
Book / Page	8636 / 169
Instrument Date	Sep 7, 2023
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,097.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13019 N SHORE RD, OCEAN CITY, MD 21842-9730

Mortgage

Document Number	0086360174
Date	Sep 13, 2023
Instrument	8636-0174

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	103 BRANCH ST, BERLIN, MD 21811-1301
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0077130395
Date	Jul 20, 2020
Book Page	7713/395

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Nov 27, 2018
Property Address	103 BRANCH ST, BERLIN, MD 21811-1301
Document Number	0073280014
Book / Page	7328 / 014
Instrument Date	Nov 26, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 BRANCH ST, BERLIN, MD 21811-1301

Mortgage

Document Number	0000732819
Date	Nov 27, 2018
Instrument	7328/19

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	103 BRANCH ST, BERLIN, MD 21811-1301
Document Number	0070960092
Book / Page	007096 / 000092
Instrument Date	Oct 13, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070960092
Date	Oct 18, 2017
Book Page	007096/000092

Lender

Name	BANK OF OCEAN CTY
Type	Bank
Address	OCEAN, MD 21843

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 103 Branch St was $4,905, up 16.3% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Municipality	Berlin Town
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,905.00 (+16.26%)	$280,900 (+16.27%)	$320,200 (-) Land $106,200 Building $214,000
2025	$4,219.00	$241,600	$320,200 Land $106,200 Building $214,000
2023	$3,310.00	$185,533	$202,300 Land $106,200 Building $96,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 103 Branch St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 individual policies
Nearby Flood Policies	27 units insured incl. 3 condo units
Nearby Flood Claims	13 (1992–2020)
Claims Outside the SFHA	12 of 13
Most Recent Claim	Jul 2020 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Branch St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERLIN serves 4,500 people · EPA ID MD0230001
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Branch St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures