103 Bowdoin St, #105, Lawrence, MA 01843 Property Records

Essex County and Lawrence City property record for 103 Bowdoin St, #105, Lawrence, MA 01843

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,608 sqft · built 1917
Lot Size	0.098 acres (4,250 sqft)
Owner	Individual Name on File
Last Sale	$720,000 (Dec 2023)
Tax Bill	$6,168 (2026)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Oct 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`139 0000 0098 A`

Property Details

APN / Parcel Number

Primary APN	`139 0000 0098 A`
Alternative APN	`LAWR M:0139 B:0000 L:0098`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,608 sqft Living Area
Gross Area	5,548 sqft
Basement Area	1,304 sqft
Unfinished Basement	1,304 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Architectural Style	Other
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,250 sqft (0.098 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	139 0000 0098 A
Street Address	103 BOWDOIN ST, 105
City	LAWRENCE
State	MA
Zip	01843-2111
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Lot Number	98
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	3
Census Block	3008
Census Tract	251500

Owner

103 Bowdoin St, #105 is owned and occupied by an individual who bought it in December 2023.

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	103 BOWDOIN ST, 105, LAWRENCE, MA 01843-2111
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2023	Quit Claim Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Oct 29, 2021	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Feb 19, 2020	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Nov 27, 2020	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Jun 28, 2019	Quit Claim Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Feb 28, 2019	Personal Representative Deed, Transfer · Stand-Alone First Mortgage RONALD L PITOCCHELLI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2023 · Amount on File
Deed Sale	Dec 12, 2023 · Amount on File
Prior Sale	Jun 28, 2019 · Amount on File
Deed Document Number	202320415
Deed Book / Page	17893 / 239
Record Updated	Oct 29, 2026

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Dec 12, 2023
Property Address	103-105 BOWDOIN ST, LAWRENCE, MA 01843
Document Number	017893-239
Book / Page	17893 / 239
Instrument Date	Dec 12, 2023
Instrument	20415
Transaction Type	Transfer
Record Updated	Dec 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	103 BOWDOIN ST # 105, 105, LAWRENCE, MA 01843-2111

Mortgage

Document Number	0000020416
Date	Dec 12, 2023
Instrument	20416

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	103-105 BOWDOIN ST, LAWRENCE, MA 01843
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	017205-184
Date	Oct 29, 2021
Book Page	17205/184
Instrument	35876

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	103-105 BOWDOIN ST, LAWRENCE, MA 01843
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16196-158
Date	Feb 19, 2020
Book Page	16196/158
Instrument	4143

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	103-105 BOWDOIN ST, LAWRENCE, MA 01843
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16627-194
Date	Nov 27, 2020
Book Page	16627/194
Instrument	33743

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Jun 28, 2019
Property Address	103-105 BOWDOIN ST, LAWRENCE, MA 01843
Document Number	15900-208
Book / Page	15900 / 208
Instrument Date	Jun 27, 2019
Instrument	14900
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 BOWDOIN ST # 105, 105, LAWRENCE, MA 01843-2111

Mortgage

Document Number	14901
Date	Jun 28, 2019
Instrument	14901

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

February 2019: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	LAWRENCE MA
Recording Date	Feb 28, 2019
Property Address	103-105 BOWDOIN ST, LAWRENCE, MA 01843
Document Number	15770-224
Book / Page	15770 / 224
Instrument Date	Feb 28, 2018
Instrument	4294
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 COLUMBUS AVE, METHUEN, MA 01844-6408

Mortgage

Document Number	4295
Date	Feb 28, 2019
Instrument	4295

Lender

Name	RONALD L PITOCCHELLI

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 103 Bowdoin St, #105 was $6,168, up 4.7% from the year before.

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,168.00 (+4.67%)	$713,900 (+6.6%) Land $166,900 Building $547,000	$750,564
2025	$5,893.00 (+13.61%)	$669,700 (+19.42%) Land $138,100 Building $531,600
2024	$5,187.00 (-2.85%)	$560,800 (+6.72%) Land $111,300 Building $449,500
2023	$5,339.00	$525,500 Land $99,800 Building $425,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Bowdoin St, #105 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 103 Bowdoin St, #105 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 804 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

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