Frederick County property record for 103 Bosc Ct, Thurmont, MD 21788
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,380 sqft · built 1999 |
| Lot Size | 0.44 acres (19,145 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $445,000 (Sep 2023) |
| Tax Bill | $6,187 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-357827 |
| Primary APN | 15-357827 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,380 sqft Living Area |
| Gross Area | 2,956 sqft |
| 1st Floor Area | 840 sqft |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 19,145 sqft (0.44 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 140 sqft |
| Deck Area | 120 sqft |
| Patio Area | 409 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 357827 |
|---|---|
| Street Address | 103 BOSC CT |
| City | THURMONT |
| State | MD |
| Zip | 21788-3222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 43 SECTION III 19,145 SQ. FT. ORCHARD HILLS |
| Legal Subdivision | ORCHARD HILLS |
| Legal Lot Number | 43 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 15, THURMONT |
| Census Block Group | 6 |
| Census Block | 6002 |
| Census Tract | 753001 |
103 Bosc Ct is owned and occupied by two individuals who bought it in September 2023.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 BOSC CT, THURMONT, MD 21788-3222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2023 | Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB |
| Dec 2, 2021 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Jun 30, 2017 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2023 · Amount on File |
| Deed Sale | Sep 8, 2023 · Amount on File |
| Prior Sale | Aug 25, 2015 · Amount on File |
| Deed Book / Page | 16593 / 109 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Sep 8, 2023 |
| Property Address | 103 BOSC CT, THURMONT, MD 21788-3222 |
| Document Number | 0165930109 |
| Book / Page | 16593 / 109 |
| Map Reference | MB 61 FO 63 |
| Instrument Date | Aug 25, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2023 |
| Title Company | PRUITT TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,112.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 23939 FOXVILLE RD, SMITHSBURG, MD 21783-1916 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 103 BOSC CT, THURMONT, MD 21788-3222 |
| Document Number | 0016593121 |
|---|---|
| Date | Sep 8, 2023 |
| Instrument | 16593/121 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 103 BOSC CT, THURMONT, MD 21788-3222 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0155320272 |
|---|---|
| Date | Dec 2, 2021 |
| Book Page | 15532/272 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 103 BOSC CT, THURMONT, MD 21788-3222 |
| Document Number | 0119240101 |
| Book / Page | 011924 / 000101 |
| Instrument Date | Jun 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 103 BOSC CT THURMONT MD 217883222, THURMONT, MD 21788-3222 |
| Document Number | 0119240101 |
|---|---|
| Date | Apr 14, 2017 |
| Book Page | 011924/000101 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 13, 2047 |
The 2025 property tax bill for 103 Bosc Ct was $6,187.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Thurmont Town |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $444,000 Land $66,300 Building $377,700 | $444,000 Land $66,300 Building $377,700 | |
| 2025 | $6,187.00 | ||
| 2023 | $5,016.00 Homeowner's exemption | $331,800 Land $62,400 Building $269,400 | $331,800 Land $62,400 Building $269,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Bosc Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Bosc Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF THURMONT serves 6,200 people · EPA ID MD0100023 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
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