103 Bonney Ct, Bridgewater, NJ 08807 Property Records

Somerset County and Bridgewater Township property record for 103 Bonney Ct, Bridgewater, NJ 08807

Property Summary

Property Type	Single Family Home
Details	1,432 sqft · built 1988
Lot Size	0.066 acres (2,858 sqft)
Owner	Individual Name on File
Last Sale	$377,000 (Sep 2020)
Tax Bill	$7,672 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-00530-0000-00103`

Property Details

APN / Parcel Number

Primary APN	`06-00530-0000-00103`
Alternative APNs	`060053000103` `S001`

Interior

Building Area	1,432 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	2,858 sqft (0.066 acres)
Lot Dimensions	84 ft deep x 34 ft wide

Location & Zoning

Account Number	S001
Street Address	103 BONNEY CT
City	BRIDGEWATER
State	NJ
Zip	08807-2086
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDU
Legal Subdivision	CROSS ROADS SEC 02 PH 02
Legal Block	530
Legal Lot Number	103
Jurisdiction	SOMERSET NJ
Township / Civil Division	BRIDGEWATER
Census Block Group	1
Census Block	1005
Census Tract	50802

Owner

103 Bonney Ct is owned and occupied by an individual who bought it in September 2020.

Source: Somerset County and Bridgewater Township records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	103 BONNEY CT, BRIDGEWATER, NJ 08807-2086
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Deed of Trust, Mortgage · Line of Credit AFFINITY FCU
Sep 21, 2020	Deed, Transfer · Conventional Mortgage AFFINITY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2020 · Amount on File
Deed Sale	Sep 21, 2020 · Amount on File
Prior Sale	Sep 20, 2013 · Amount on File
Deed Document Number	202043803
Deed Book / Page	7250 / 2606
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	103 BONNEY CT, BRIDGEWATER, NJ 08807-2086
Transaction Type	Mortgage
Record Updated	May 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037626
Date	Jun 17, 2021
Book Page	7353/3644
Instrument	2021037626

Lender

Name	AFFINITY FCU
Type	Credit Union
Address	BASKING RIDGE, NJ 07920

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Sep 21, 2020
Property Address	103 BONNEY CT, BRIDGEWATER, NJ 08807-2086
Document Number	0000043803
Book / Page	7250 / 2606
Instrument Date	Sep 12, 2020
Instrument	2020043803
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	ASHTON TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,994.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34 HEADLEY RD, 34, MORRISTOWN, NJ 07960-5914

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 BONNEY CT, BRIDGEWATER, NJ 08807-2086

Mortgage

Document Number	0000043804
Date	Sep 21, 2020
Instrument	2020043804

Lender

Name	AFFINITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 103 Bonney Ct was $7,672, down 3.1% from the year before.

Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bridgewater Township
Unified School District	Bridgewater-Raritan Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$434,700 (+9.3%) Land $167,000 Building $267,700	$434,700 (+9.3%) Land $167,000 Building $267,700
2025	$7,672.00 (-3.14%)	$397,700 Land $154,000 Building $243,700	$397,700 Land $154,000 Building $243,700
2024	$7,921.00
2023		$371,400 Land $154,000 Building $217,400	$371,400 Land $154,000 Building $217,400
2022	$7,011.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Bonney Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Bonney Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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