103 Bluff Pointe Rd, Harriman, TN 37748 Property Records

Roane County property record for 103 Bluff Pointe Rd, Harriman, TN 37748 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,503 sqft · built 1999
Lot Size1.02 acres (44,480 sqft)
Owner2 Individual Names on File
Last Sale$185,000 (Mar 2020)
Tax Bill$1,121 (2025)
Deeds & MortgagesSep 2023 Line of Credit
Mar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN073057F B 02400

Property Details

APN / Parcel Number

Primary APN073057F B 02400
Alternative APN
  • 057F B 02400

Interior

Full Baths3 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,503 sqft Living Area
1st Floor Area1,503 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2004
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area44,480 sqft
Lot Dimensions203 ft deep x 219 ft wide
TerrainRolling
Garage TypeMixed
Garage Area1,920 sqft
Parking Spaces7 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area40 sqft
Patio Area420 sqft
Utility Building96 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address103 BLUFF POINTE RD
CityHARRIMAN
StateTN
Zip37748-8429
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 1; SUBDIVISION: WESTSHORE ESTATES SUB
Legal SubdivisionWESTSHORE ESTATES
Legal Lot Number148
JurisdictionROANE TN
Township / Civil Division6
Census Block Group2
Census Block2077
Census Tract30600

Owner

Source: Roane County records · APN 073057F B 02400

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address103 BLUFF POINTE RD, HARRIMAN, TN 37748-8429
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 01, 2023Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
Mar 26, 2020Warranty Deed, Transfer · Conventional Mortgage
Y-12 FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 26, 2020 · Amount on Record
Deed SaleMar 26, 2020 · Amount on Record
Prior SaleJun 30, 2015 · Amount on Record
Deed Document Number20002161
Deed Book / Page1731 / 414
Record UpdatedJun 08, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROANE TN
Property Address103 BLUFF POINTE RD, HARRIMAN, TN 37748-8429
Transaction TypeMortgage
Record UpdatedSep 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 BLUFF POINTE RD, HARRIMAN, TN 37748-8429

Mortgage

Document Number0001929430
DateSep 01, 2023
Book Page1929/430
Instrument23006208
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueSep 01, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROANE TN
Recording DateMar 26, 2020
Property Address103 BLUFF POINTE RD, HARRIMAN, TN 37748-8429
Document Number0001731414
Book / Page1731 / 414
Map ReferenceMB 7 PG 87
Instrument DateMar 24, 2020
Instrument20002161
Transaction TypeTransfer
Record UpdatedMar 15, 2022
Title Company7 TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$684.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 BLUFF POINTE RD, HARRIMAN, TN 37748-8429

Mortgage

Document Number0020002162
DateMar 26, 2020
Instrument20002162
Lender
NameY-12 FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term145 Months
DueApr 01, 2032

Tax Assessment & Valuation

Source: Roane County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateTennessee
CountyRoane County
Unified School DistrictRoane County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,121.00 (+24.42%)$74,825 (+99.4%) Land $6,250 Building $68,575$299,300 (+99.4%) Land $25,000 Building $274,300
2023$37,525 (-) Land $5,000 Building $32,525
2022$901.00$37,525 Land $5,000 Building $32,525$150,100 (-) Land $20,000 Building $130,100
2020$150,100 Land $20,000 Building $130,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Roane County (47145C), updated September 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 45% of the US · above 62% of Tennessee
Wildfire LikelihoodAbout 1 in 1,163 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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