103 Bluebonnet Way, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 103 Bluebonnet Way, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,759 sqft · built 2020
Lot Size0.12 acres (5,227 sqft)
Owner2 Individual Names on Record
Last Sale$323,800 (Nov 2020)
Tax Bill$5,477 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Nov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN010016-0940

Property Details

APN / Parcel Number

Primary APN010016-0940

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,759 sqft Living Area
Gross Area2,159 sqft
1st Floor Area1,759 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,227 sqft (0.12 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address103 BLUEBONNET WAY
CitySAINT AUGUSTINE
StateFL
Zip32092-3151
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description101/16-34 SHEARWATER PHASE 2D LOT 94 OR5092/1022
Legal Range27E
Legal Township05S
Legal Section34
Legal SubdivisionSHEARWATER PHASE 2D
Legal Phase2D
Legal Block1
Legal Lot Number94
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2000
Census Tract20907

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address103 BLUEBONNET WAY, SAINT AUGUSTINE, FL 32092-3151
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Nov 6, 2020Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
CITIZENS BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 6, 2020 · Amount on Record
Deed SaleNov 6, 2020 · Amount on Record
Deed Document Number2020100178
Deed Book / Page5092 / 1022
Record UpdatedJun 8, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address103 BLUEBONNET WAY, SAINT AUGUSTINE, FL 32092-3151
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 BLUEBONNET WAY, ST AUGUSTINE, FL 32092-3151

Mortgage

Document Number0055760840
DateJun 10, 2022
Book Page5576/840
Instrument2022058310
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueMay 30, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateNov 6, 2020
Property Address103 BLUEBONNET WAY, SAINT AUGUSTINE, FL 32092-3151
Document Number0050921022
Book / Page5092 / 1022
Map ReferenceMB 101 PG 16-34
Instrument DateNov 2, 2020
Instrument2020100178
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 28, 2022
Title CompanyTOWN SQUARE TITLE LTD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,266.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address680 CROSSWATER PKWY, 680, PONTE VEDRA, FL 32081-0768

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 BLUEBONNET WAY, SAINT AUGUSTINE, FL 32092-3151

Mortgage

Document Number0050921024
DateNov 6, 2020
Instrument5092/1024
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2035

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$245,457 (+2.7%)$345,915 (-7.19%) Land $100,000 Building $245,915
2025$5,477.00 (+6.87%) Homeowner's exemption$239,004 (+2.9%)$372,707 (-1.04%) Land $100,000 Building $272,707
2024$5,125.00 (+2.15%) Homeowner's exemption$232,268 (+3%)$376,609 (-2.7%) Land $95,000 Building $281,609
2023$5,017.00 (+7.25%) Homeowner's exemption$225,503 (+3%)$387,047 (+16.5%) Land $95,000 Building $292,047
2022$4,678.00 Homeowner's exemption$218,935$332,240 Land $84,000 Building $248,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 35 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies35 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 40% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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