103 Birdy Pl, Morganton, NC 28655 Property Records

Burke County property record for 103 Birdy Pl, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,540 sqft · built 1974
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on File
Last Sale	$255,500 (Mar 2025)
Tax Bill	$1,138 (2026)
Deeds & Mortgages	May 2017 Sale & Mortgage Apr 2017 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`1772772089`

Property Details

APN / Parcel Number

Primary APN	`1772772089`
Alternative APN	`24345`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,540 sqft Living Area
1st Floor Area	1,176 sqft
Basement Area	588 sqft
Finished Basement	588 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	24,394 sqft (0.56 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Patio Area	280 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	103 BIRDY PL
City	MORGANTON
State	NC
Zip	28655-9455
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LOW INTENS
Legal Description	103 BIRDY PL MORGANTON, NC 28655
Legal Subdivision	HARRY ORDERS SUBDIVISION
Jurisdiction	BURKE NC
Township / Civil Division	SILVER CREEK
Census Block Group	3
Census Block	3021
Census Tract	20301

Owner

103 Birdy Pl is owned and occupied by two individuals who bought it in March 2025.

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	103 BIRDY PL, MORGANTON, NC 28655-9455
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2017	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU
Apr 25, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2025 · Amount on File
Deed Sale	Mar 3, 2025 · Amount on File
Prior Sale	May 17, 2017 · Amount on File
Deed Document Number	202525000792
Deed Book / Page	2792 / 309
Prior Transfer Date	Dec 28, 2016
Prior Transfer Doc	0022890559
Record Updated	Oct 29, 2026

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	May 17, 2017
Property Address	103 BIRDY PL, MORGANTON, NC 28655-9455
Document Number	0022930040
Book / Page	2293 / 0040
Map Reference	MB6 PG130
Instrument Date	May 17, 2017
Instrument	2017004442
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$278.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	438 WATERGLYN WAY, 438, MORGANTON, NC 28655

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 BIRDY PL, MORGANTON, NC 28655-9455

Mortgage

Document Number	2017004443
Date	May 17, 2017
Instrument	2017004443

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Change Frequency	5 Years
Index	5-Year CMT
Margin	2
Max Rate	10.2%

April 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BURKE NC
Recording Date	Apr 25, 2017
Property Address	103 BIRDY PL, MORGANTON, NC 28655-9455
Document Number	0022890559
Book / Page	002289 / 000559
Instrument Date	Oct 12, 2015
Instrument	3698
Transaction Type	Foreclosure
Record Updated	Jul 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	438 WATERGLYN WAY NEBO NC 287616714, NEBO, NC 28761-6714

Tax Assessment & Valuation

The 2026 property tax bill for 103 Birdy Pl was $1,138, up 1% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,138.00 (+0.98%)	$186,792 (-) Land $13,571 Building $173,221	$186,792 (-) Land $13,571 Building $173,221
2025	$1,127.00	$186,792 Land $13,571 Building $173,221	$186,792 Land $13,571 Building $173,221
2023	$1,128.00	$185,719 Land $13,571 Building $172,148	$185,719 Land $13,571 Building $172,148

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Birdy Pl in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2013–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Birdy Pl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Compas X-Stream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

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