103 Bill Leight Rd, Conowingo, MD 21918 Property Records

Cecil County property record for 103 Bill Leight Rd, Conowingo, MD 21918

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,248 sqft · built 1995
Lot Size	0.777 acres (33,846 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Jan 2022)
Tax Bill	$3,750 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-018316`

Property Details

APN / Parcel Number

Primary APN	`08-018316`
Alternative APNs	`8018316` `018316`

Interior

Full Baths	3 Baths
Building Area	1,248 sqft Total Area
Basement Area	936 sqft
Finished Basement	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	33,846 sqft (0.777 acres)
Deck Area	240 sqft
Shed	1 Shed
Shed Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	018316
Street Address	103 BILL LEIGHT RD
City	CONOWINGO
State	MD
Zip	21918-1413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAR
Legal Description	LOT 4 - .777 ACRE 103 BILL LEIGHT ROAD OLD FORT FARM ESTATES
Legal Subdivision	BILL LEIGHT ROAD OLD FORT FARM ESTATES
Legal Lot Number	4
Jurisdiction	CECIL MD
Township / Civil Division	8, OAKWOOD
Census Block Group	1
Census Block	1014
Census Tract	31400

Owner

103 Bill Leight Rd is owned by two individuals who bought it in January 2022.

Source: Cecil County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	213 MEADOW RD, BEL AIR, MD 21014-1928
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 27, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 19, 2022	Deed, Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2022 · Amount on File
Deed Sale	Jan 19, 2022 · Amount on File
Prior Sale	Jul 25, 2003 · Amount on File
Deed Book / Page	5085 / 436
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	103 BILL LEIGHT RD, CONOWINGO, MD 21918-1413
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046680476
Date	Aug 28, 2020
Book Page	4668/476

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	292 Months
Due	Dec 1, 2044

Interest

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	103 BILL LEIGHT RD, CONOWINGO, MD 21918-1413
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049680342
Date	Aug 27, 2021
Book Page	4968/342

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	283 Months
Due	Mar 1, 2045

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Jan 19, 2022
Property Address	103 BILL LEIGHT RD, CONOWINGO, MD 21918-1413
Document Number	0050850436
Book / Page	5085 / 436
Map Reference	MB PC 513 FO 924
Instrument Date	Jan 18, 2022
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	EQUITABLE TITLE/FL, EQUITABLE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	103 BILL LEIGHT RD, CONOWINGO, MD 21918-1413

Mortgage

Document Number	0005085444
Date	Jan 19, 2022
Instrument	5085/444

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 103 Bill Leight Rd was $3,750.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,750.00 (-0.03%)	$340,300	$346,300 Land $74,900 Building $271,400
2025	$3,751.00
2023	$2,335.00	$269,433	$337,300 Land $74,900 Building $262,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Bill Leight Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1978)
Most Recent Claim	Jan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Bill Leight Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	750 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Bill Leight Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures