McCreary County property record for 103 Bethel Rd, Pine Knot, KY 42635
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,260 sqft |
| Lot Size | 1.91 acres (83,200 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $140,000 (Jan 2010) |
| Tax Bill | $1,125 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Feb 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 157-00-00-018.00 |
| Primary APN | 157-00-00-018.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 1,260 sqft Living Area |
| Family Room | Family Room |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 83,200 sqft (1.91 acres) |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 216 sqft |
| Heating System | Space Heater |
|---|
| Street Address | 103 BETHEL RD |
|---|---|
| City | PINE KNOT |
| State | KY |
| Zip | 42635-7186 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3 TRACTS & HSE & GAR |
| Legal Tract | 3 |
| Jurisdiction | MCCREARY KY |
| Township / Civil Division | PINE KNOT |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 960401 |
Source: McCreary County records, as of January 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 103 BETHEL RD, PINE KNOT, KY 42635-7186 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 17, 2025 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Feb 14, 2023 | Deed of Trust, Mortgage · Conventional Mortgage UNITED CUMBERLAND BANK |
| Feb 8, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 2010 · Amount on Record |
| Deed Sale | Jan 6, 2010 · Amount on Record |
| Deed Document Number | 92923 |
| Deed Book / Page | 190 / 192 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCREARY KY |
| Property Address | 103 BETHEL RD, PINE KNOT, KY 42635-7186 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00M257/516 |
|---|---|
| Date | Sep 17, 2025 |
| Book Page | M257/516 |
| Instrument | 156113 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCREARY KY |
| Property Address | 103 BETHEL RD, PINE KNOT, KY 42635-7186 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00M243/117 |
|---|---|
| Date | Feb 14, 2023 |
| Book Page | M243/117 |
| Instrument | 142698 |
| Name | UNITED CUMBERLAND BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Mar 3, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCREARY KY |
| Property Address | 103 BETHEL RD, PINE KNOT, KY 42635-7186 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000M243/49 |
|---|---|
| Date | Feb 8, 2023 |
| Book Page | M243/49 |
| Instrument | 142273 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 1, 2053 |
Source: McCreary County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCreary County |
| Unified School District | McCreary County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,125.00 (-1.49%) | $140,000 (-) | $140,000 (-) |
| 2023 | $1,142.00 | $140,000 | $140,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 90% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCCREARY COUNTY WATER DISTRICT serves 34,439 people · EPA ID KY0740276 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Highland Telephone Cooperative Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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