Burke County property record for 103 Berry St, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 991 sqft · built 1920 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (May 2012) |
| Tax Bill | $268 (2026) |
| Deeds & Mortgages | Jul 2020 Mortgage Jun 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2703717798 |
| Primary APN | 2703717798 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 991 sqft Living Area |
| 1st Floor Area | 991 sqft |
| Flooring | Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Metal |
| Lot Area | 23,958 sqft (0.55 acres) |
| Porch | Slab |
| Porch Area | 203 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Street Address | 103 BERRY ST |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-4001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MEDIUM INT |
| Legal Description | 103 BERRY ST MORGANTON, NC 28655 |
| Legal Subdivision | RANDY K BUFF & WIFE TAMARA R BUFF |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20600 |
Source: Burke County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 103 BERRY ST, MORGANTON, NC 28655-4001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Jun 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Apr 29, 2017 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 25, 2012 · Amount on Record |
| Deed Sale | May 25, 2012 · Amount on Record |
| Prior Sale | Mar 28, 2012 · Amount on Record |
| Deed Document Number | 20124595 |
| Deed Book / Page | 2025 / 130 |
| Prior Transfer Date | Mar 6, 2012 |
| Prior Transfer Doc | 0020150092 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 103 BERRY ST, MORGANTON, NC 28655-4001 |
| Document Number | 0024760403 |
| Instrument Date | Jul 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 103 BERRY ST MORGANTON NC 286554001, MORGANTON, NC 28655-4001 |
| Document Number | 0024760403 |
|---|---|
| Date | Jul 17, 2020 |
| Book Page | 002476/000403 |
| Instrument | 42428 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 103 BERRY ST, MORGANTON, NC 28655-4001 |
| Document Number | 0024080261 |
| Instrument Date | Jun 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 103 BERRY ST MORGANTON NC 286554001, MORGANTON, NC 28655-4001 |
| Document Number | 0024080261 |
|---|---|
| Date | Jun 13, 2019 |
| Book Page | 002408/000261 |
| Instrument | 28866 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 12, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 103 BERRY ST, MORGANTON, NC 28655-4001 |
| Document Number | 0022900797 |
| Book / Page | 002290 / 000797 |
| Instrument Date | Apr 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 103 BERRY ST MORGANTON NC 286554001, MORGANTON, NC 28655-4001 |
| Document Number | 0022900797 |
|---|---|
| Date | May 3, 2017 |
| Book Page | 002290/000797 |
| Instrument | 3948 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 2, 2047 |
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Morganton City |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $268.00 (+1.13%) | $77,466 (-) Land $22,415 Building $55,051 | $77,466 (-) Land $22,415 Building $55,051 |
| 2025 | $265.00 (+1.15%) | $77,466 (-) Land $22,415 Building $55,051 | $77,466 (-) Land $22,415 Building $55,051 |
| 2023 | $262.00 | $77,466 Land $22,415 Building $55,051 | $77,466 Land $22,415 Building $55,051 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2004) |
| Most Recent Claim | Sep 2004 · Hurricane Ivan |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Compas X-Stream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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