103 Bermuda Dr, White Oak, TX 75693 Property Records

Gregg County property record for 103 Bermuda Dr, White Oak, TX 75693

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,865 sqft · built 1996
Lot Size	0.547 acres (23,827 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,804 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R87101`

Property Details

APN / Parcel Number

Primary APN	`R87101`
Alternative APNs	`7515000002-001-00-01` `87101`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,865 sqft Living Area
1st Floor Area	1,865 sqft
Utility Area	288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	23,827 sqft (0.547 acres)
Lot Dimensions	221 ft deep x 108 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	87101
Street Address	103 BERMUDA DR
City	WHITE OAK
State	TX
Zip	75693-3035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1 BLK 2 WHITE OAK ESTATES
Legal Subdivision	WHITE OAK ESTATES
Legal Tract	1
Legal Block	2
Legal Lot Number	1
Jurisdiction	GREGG TX
Township / Civil Division	LONGVIEW
Census Block Group	1
Census Block	1019
Census Tract	10302

Owner

Source: Gregg County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 BERMUDA DR, WHITE OAK, TX 75693-3035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jul 12, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREGG TX
Property Address	103 BERMUDA DR, WHITE OAK, TX 75693-3035
Document Number	0000012632
Instrument Date	Jul 12, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 BERMUDA DR WHITE OAK TX 756933035, WHITE OAK, TX 75693-3035

Mortgage

Document Number	0000012632
Date	Jul 27, 2017
Instrument	12632

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.5%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREGG TX
Property Address	103 BERMUDA DR, WHITE OAK, TX 75693-3035
Document Number	0000012631
Instrument Date	Jul 12, 2017
Transaction Type	Mortgage
Record Updated	Sep 18, 2017
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 BERMUDA DR WHITE OAK TX 756933035, WHITE OAK, TX 75693-3035

Mortgage

Document Number	0000012631
Date	Jul 27, 2017
Instrument	12631

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Gregg County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Gregg County
Municipality	White Oak City
Unified School District	White Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,804.00 (+8.28%) Homeowner's exemption Senior Citizen's exemption	$270,310 (+5.18%) Land $14,020 Building $256,290	$270,310 (+5.18%) Land $14,020 Building $256,290
2024	$1,666.00 (-20.59%)
2023	$2,098.00 Homeowner's exemption Senior Citizen's exemption	$256,990 Land $14,020 Building $242,970	$256,990 Land $14,020 Building $242,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2016–2019)
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WHITE OAK serves 6,469 people · EPA ID TX0920006
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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