103 Berlin Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 103 Berlin Ave, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2022
Square Footage1,996 sqft Heated Area
Lot Size6,098 sqft (0.139 acres)
OccupancyOwner Occupied
Last Sale$396,900 (2022)
Tax Bill$4,949.00 (2025)

Property Details

APN / Parcel Number

Primary APN212531497800011300

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,996 sqft Heated Area
Gross Area2,720 sqft Gross Area
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2022
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,098 sqft (0.139 acres)
Garage TypeFinished Garage
PorchOpen Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address103 BERLIN AVE
CitySAINT CLOUD
StateFL
Zip34771-9429
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSIENA RESERVE PH 2A & 2B PB 29 PGS 42-47 LOT 130
Legal Range31E
Legal Township25S
Legal Section21
Legal SubdivisionSIENA RESERVE
Legal Phase2A
Legal Tract4978
Legal Lot Number130
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1053
Census Tract43700

Owner

Source: Osceola County records · APN 212531497800011300

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address103 BERLIN AVE, SAINT CLOUD, FL 34771-9429
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2022Special Warranty Deed, Transfer · Veterans Administration Mortgage
NVR MORTGAGE FINANCE INC
Nov 04, 2021Special Warranty Deed, Transfer
NVR SETTLEMENT SERVICES INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 25, 2022 · Amount on Record
Deed SaleMar 25, 2022 · Amount on Record
Prior SaleNov 04, 2021 · Amount on Record
Deed Doc Number2022047602
Deed Book / Page6179 / 1498
Record RefreshedJun 08, 2026

March 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 25, 2022
Property Address103 BERLIN AVE, SAINT CLOUD, FL 34771-9429
Document Number0061791498
Book / Page6179 / 1498
Map ReferenceMB 29 PG 42-47
Instrument DateMar 24, 2022
Instrument2022047602
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyNVR SETTLEMENT SERVICES INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,778.30
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4307 VINELAND ROAD # RDH16, RDH16, ORLANDO, FL 32811-7178

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address103 BERLIN AVE, SAINT CLOUD, FL 34771-9429

Mortgage

Document Number0061791500
DateMar 25, 2022
Instrument6179/1500
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

November 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 04, 2021
Property Address103 BERLIN AVE, SAINT CLOUD, FL 34771-9429
Document Number0060792898
Book / Page6079 / 2898
Map ReferenceMB 29 PG 42-47
Instrument DateOct 29, 2021
Instrument2021171768
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyNVR SETTLEMENT SERVICES INC

Transaction

AmountAmount Recorded
Tax$527.80
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 4098, MARYVILLE, TN 37802-4098

Transferred To (Grantee/Buyer)

NameVerified Name
Address1409 TECH BLVD STE 202, 202, TAMPA, FL 33619-7830
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,949.00 (+5.25%) Homeowner's exemption$346,670 (+4.29%)$348,800 (+4.93%) Land $78,800 Building $270,000
2023$4,702.00 (+213.89%) Homeowner's exemption$332,400 (+403.64%) Land $73,500 Building $258,900$332,400 (+403.64%) Land $73,500 Building $258,900
2022$1,498.00$66,000 Land $66,000$66,000 Land $66,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 80% of the US · above 69% of Florida
Wildfire LikelihoodAbout 1 in 125 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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