103 Bent Tree Trl, Matthews, NC 28104 Property Records

Union County property record for 103 Bent Tree Trl, Matthews, NC 28104

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,589 sqft · built 1991
Lot Size	3.25 acres (141,570 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,471 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-063-052`

Property Details

APN / Parcel Number

Primary APN	`06-063-052`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,589 sqft Living Area
Gross Area	4,073 sqft
1st Floor Area	1,293 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	141,570 sqft (3.25 acres)
Garage Type	Detached
Garage Area	1,060 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	690 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	103 BENT TREE TRL
City	MATTHEWS
State	NC
Zip	28104-7870
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40 WEDDI
Legal Description	#K PHASE II WALDEN LN
Legal Subdivision	NATIONAL SALES PROMOTIONS
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	2
Census Block	2000
Census Tract	21019

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 BENT TREE TRL, MATTHEWS, NC 28104-7870
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2020	Deed of Trust, Mortgage · Line of Credit QUICKEN LNS
Jan 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	WALDEN LN, MATTHEWS, NC 28104
Document Number	7562412
Instrument Date	Jan 9, 2020
Transaction Type	Mortgage
Record Updated	Mar 5, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 BENT TREE TRL MATTHEWS NC 281047870, MATTHEWS, NC 28104-7870

Mortgage

Document Number	7562412
Date	Jan 14, 2020
Book Page	007562/000412
Instrument	1339

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	WALDEN LN, MATTHEWS, NC 28104
Document Number	7562386
Instrument Date	Jan 9, 2020
Transaction Type	Mortgage
Record Updated	Mar 5, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 BENT TREE TRL MATTHEWS NC 281047870, MATTHEWS, NC 28104-7870

Mortgage

Document Number	7562386
Date	Jan 14, 2020
Book Page	007562/000386
Instrument	1338

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Weddington Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,095,200 (-) Land $136,000 Building $959,200	$1,095,200 (-) Land $136,000 Building $959,200
2025	$5,471.00 (+44.39%)	$1,095,200 (+82.93%) Land $136,000 Building $959,200	$1,095,200 (+82.93%) Land $136,000 Building $959,200
2023	$3,789.00	$598,700 Land $87,300 Building $511,400	$598,700 Land $87,300 Building $511,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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