Bedford County property record for 103 Bent Tree Rd, Moneta, VA 24121
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $840 (2026) |
| Deeds & Mortgages | Nov 2020 Refinance Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 232C 2 2 49 |
| Primary APN | 232C 2 2 49 |
|---|---|
| Alternative APNs |
|
| Lot Area | 20,909 sqft (0.48 acres) |
|---|
| Street Address | 103 BENT TREE RD |
|---|---|
| City | MONETA |
| State | VA |
| Zip | 24121-2620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEECHWOOD SHORES LT49 BK2 |
| Legal Subdivision | BEECHWOOD SHORES |
| Legal Block | 2 |
| Legal Lot Number | 49 |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 30504 |
Source: Bedford County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 103 BENT TREE RD, MONETA, VA 24121-2620 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 4, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance THE FIRST BANK AND TRUST COMPANY |
| Aug 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMONWEALTH MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 103 BENT TREE RD, MONETA, VA 24121-2620 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0200013335 |
|---|---|
| Date | Nov 4, 2020 |
| Instrument | 200013335 |
| Name | THE FIRST BANK AND TRUST COMPANY |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Oct 30, 2021 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 103 BENT TREE RD, MONETA, VA 24121-2620 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2023 |
| Title Company | ACUITY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0210012042 |
|---|---|
| Date | Aug 19, 2021 |
| Instrument | 210012042 |
| Name | FIRST COMMONWEALTH MORTGAGE CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Bedford County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $840.00 | $204,900 (+1%) Land $50,000 Building $154,900 | |
| 2023 | $840.00 Additional exemption filed | $102,450 | $204,900 Land $50,000 Building $154,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Copper | 1.52 mg/L (2017) action level 1.3 mg/L |
| Water Quality | Haloacetic acids resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: ZiTEL.
5G (outdoors only) and 4G LTE
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