Madison County and Oneida City property record for 103 Bennett Rd, Oneida, NY 13421
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,196 sqft · built 1996 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $112,000 (Oct 2021) |
| Tax Bill | $6,104 (2025) |
| Deeds & Mortgages | Jun 2023 Refinance Oct 2021 Sale & Mortgage + 1 more |
| APN | 251201 30.48-1-11.3 |
| Primary APN | 251201 30.48-1-11.3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,196 sqft Living Area |
| 1st Floor Area | 1,196 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 30,056 sqft (0.69 acres) |
| Lot Dimensions | 240 ft deep x 125 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 216 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 103 BENNETT RD |
|---|---|
| City | ONEIDA |
| State | NY |
| Zip | 13421-1134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | WAS PART OF 30.48-1-11.1 |
| Legal Block | 1 |
| Legal Lot Number | 11.003 |
| Jurisdiction | MADISON NY |
| Township / Civil Division | ONEIDA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 30101 |
Source: Madison County and Oneida City assessment roll, APN 251201 30.48-1-11.3, as of April 17, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 BENNETT RD, ONEIDA, NY 13421-1134 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 02, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERICU CU |
| Oct 25, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage AMERICU CU |
| May 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance SECRETARY HOUSING URBAN DEVELOPMENT |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 25, 2021 · Amount on Record |
| Deed Sale | Oct 25, 2021 · Amount on Record |
| Prior Sale | Jul 22, 1996 · Amount on Record |
| Deed Document Number | 20217390 |
| Prior Transfer Date | Oct 19, 2021 |
| Prior Transfer Doc | 390 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NY |
| Property Address | 103 BENNETT RD, ONEIDA, NY 13421-1134 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000385 |
|---|---|
| Date | Jun 02, 2023 |
| Instrument | 2023-2385 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Jul 01, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON NY |
| Recording Date | Oct 25, 2021 |
| Property Address | 103 BENNETT RD, ONEIDA, NY 13421-1134 |
| Document Number | 390 |
| Instrument Date | Oct 19, 2021 |
| Instrument | 2021-7390 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 224 N LAKE ST, ONEIDA, NY 13421-1414 |
| Document Number | 391 |
|---|---|
| Date | Oct 25, 2021 |
| Instrument | 2021-7391 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NY |
| Property Address | 103 BENNETT RD, ONEIDA, NY 13421-1134 |
| Transaction Type | Mortgage |
| Record Updated | Jun 01, 2021 |
| Name | Verified Name |
|---|
| Document Number | 477 |
|---|---|
| Date | May 10, 2021 |
| Instrument | 2021-3477 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Jun 01, 2045 |
Source: Madison County and Oneida City assessment roll as of April 17, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Madison County |
| Municipality | Oneida City |
| Unified School District | Oneida City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,104.00 (+148.23%) | $122,700 (+24.32%) Land $18,600 Building $104,100 | $172,817 (+33.07%) Land $26,197 Building $146,620 |
| 2023 | $98,700 (-) Land $18,600 Building $80,100 | $129,868 (+9.21%) Land $24,474 Building $105,394 | |
| 2022 | $2,459.00 | $98,700 Land $18,600 Building $80,100 | $118,916 Land $22,410 Building $96,506 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360530301011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2013) |
| Most Recent Claim | Jun 2013 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 202 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Source: EPA Safe Drinking Water Information System, water system NY2602381, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ONEIDA CITY serves 11,393 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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