103 Benner Ct, Galt, CA 95632 Property Records

Sacramento County property record for 103 Benner Ct, Galt, CA 95632

Property Summary

Property Type	Duplex
Details	6 bd · 4 ba · 2,758 sqft · built 1991
Lot Size	0.199 acres (8,667 sqft)
Owner	Company Name on Record
Last Sale	$349,000 (Jan 2017)
Tax Bill	$4,657 (2025)
Deeds & Mortgages	Jan 2021 Transfer Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`148-0320-022-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0320-022-0000`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,758 sqft Living Area
1st Floor Area	1,228 sqft
2nd Floor Area	1,530 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	8,667 sqft (0.199 acres)
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Solar

Location & Zoning

Street Address	103 BENNER CT
City	GALT
State	CA
Zip	95632-2171
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Description	NEW HOPE TERRACE, LOT 7
Legal Subdivision	NEW HOPE TERRACE
Legal Lot Number	7
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1046
Census Tract	9501

Owner

Source: Sacramento County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 163, CLEMENTS, CA 95227-0163
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 12, 2017	Grant Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2017 · Amount on Record
Deed Sale	Jan 12, 2017 · Amount on Record
Prior Sale	Jun 18, 2002 · Amount on Record
Deed Book / Page	20170112 / 26
Last Transfer Date	Jan 21, 2021
Transfer Doc	2021000875
Record Updated	Oct 29, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 28, 2021
Property Address	103 BENNER CT, GALT, CA 95632-2171
Document Number	2101280875
Instrument Date	Jan 21, 2021
Instrument	2101280875
Transaction Type	Transfer
Record Updated	Feb 11, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 163 CLEMENTS CA 952270163, CLEMENTS, CA 95227-0163

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 12, 2017
Property Address	103 BENNER CT, GALT, CA 95632-2171
Document Number	1120000000026
Book / Page	20170112 / 0026
Map Reference	MB 202 MAP 5
Instrument Date	Jan 4, 2017
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 163, CLEMENTS, CA 95227-0163

Mortgage

Document Number	201701120027
Date	Jan 12, 2017
Instrument	20170112/0027

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$413,138 (+2%) Land $76,943 Building $336,195
2025	$4,657.00 (+4.49%)	$405,038 (+4.04%) Land $75,435 Building $329,603
2024	$4,457.00 (+1.71%)
2023	$4,382.00 (+4.21%)	$389,311 Land $72,506 Building $316,805
2022	$4,205.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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