103 Bellbrook Ave, Spring Valley, OH 45370 Property Records

Greene County property record for 103 Bellbrook Ave, Spring Valley, OH 45370

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.486 acres (21,188 sqft)
Owner	2 Company Names on Record
Last Sale	$912,500 (Jan 2024)
Tax Bill	$87 (2025)
Deeds & Mortgages	Apr 2025 Mortgage Feb 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`K31-0001-0003.0-0127.00`

Property Details

APN / Parcel Number

Primary APN	`K31-0001-0003.0-0127.00`

Exterior

Lot Area	21,188 sqft (0.486 acres)

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	103 BELLBROOK AVE
City	SPRING VALLEY
State	OH
Zip	45370-8722
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	417 0.4864AC N SIDE OF BELLBROOK AVE
Legal Subdivision	BELLBROOK
Jurisdiction	GREENE OH
Township / Civil Division	SPRING VALLEY
Census Block Group	1
Census Block	1003
Census Tract	230100

Owner

Source: Greene County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1380 HIGHLAND LN S, XENIA, OH 45385-7514
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Feb 10, 2025	Intrafamily Transfer, Transfer
Feb 10, 2025	Intrafamily Transfer, Transfer
Jan 23, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2024 · Amount on Record
Deed Sale	Jan 23, 2024 · Amount on Record
Prior Sale	Jun 1, 1987 · Amount on Record
Deed Document Number	2024772
Last Transfer Date	Feb 10, 2025
Transfer Doc	0000001938
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	103 BELLBROOK AVE, SPRING VALLEY, OH 45370-8722
Transaction Type	Mortgage
Record Updated	Mar 13, 2026
Title Company	OLD TOWN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 BELLBROOK AVE, SPRING VALLEY, OH 45370-8722

Mortgage

Document Number	0000004820
Date	Apr 4, 2025
Instrument	2025004820

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	8805 GOVERNORS HILL DR, CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2026
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	9.55%
Index	1-Year CMT
Max Rate	13.2%

February 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GREENE OH
Recording Date	Feb 10, 2025
Property Address	103 BELLBROOK AVE, SPRING VALLEY, OH 45370-8722
Document Number	0000001939
Instrument Date	Feb 10, 2025
Instrument	2025001939
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1380 HIGHLAND LN S, XENIA, OH 45385-7514

February 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GREENE OH
Recording Date	Feb 10, 2025
Property Address	103 BELLBROOK AVE, SPRING VALLEY, OH 45370-8722
Document Number	0000001938
Instrument Date	Feb 10, 2025
Instrument	2025001938
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1380 HIGHLAND LN S, XENIA, OH 45385-7514

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Jan 23, 2024
Property Address	103 BELLBROOK AVE, SPRING VALLEY, OH 45370-8722
Document Number	0000000772
Instrument Date	Jan 1, 2024
Instrument	2024000772
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	US 42, SPRING VALLEY, OH 45370

Tax Assessment & Valuation

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
County Subdivision	Spring Valley Township
Municipality	Spring Valley Village
Unified School District	Xenia Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$87.00 (-40.41%)	$1,630 (-37.79%) Land $1,630
2024	$146.00 (+2.82%)	$2,620 (-) Land $2,620
2023	$142.00 (-11.25%)	$2,620 (+6.5%) Land $2,620	$4,670 (-33.48%) Land $4,670
2022	$160.00	$2,460 Land $2,460
2020			$7,020 Land $7,020

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1980–2004)
Most Recent Claim	Jan 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING VALLEY VILLAGE serves 538 people · EPA ID OH2902422
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: altafiber Network Solutions, T-Mobile.

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