Stearns County property record for 103 Bell St, Belgrade, MN 56312
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,620 sqft · built 1971 |
| Lot Size | 0.287 acres (12,500 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,004 (2026) |
| Deeds & Mortgages | Jan 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-27277-0000 |
| Primary APN | 44-27277-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,620 sqft Living Area |
| Gross Area | 1,905 sqft |
| 1st Floor Area | 1,104 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,500 sqft (0.287 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 734 sqft |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 103 BELL ST |
|---|---|
| City | BELGRADE |
| State | MN |
| Zip | 56312-4530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 24, 25, 26 & 27 BLK 6 CLARK'S ADD BELGRADE SECTION 19 TOWNSHIP 123 RANGE 034 CLARK'S ADD BELGRADE SECTION 19 TOWNSHIP |
| Legal Range | 34W |
| Legal Township | 123 |
| Legal Section | 19 |
| Legal Subdivision | CLARKS ADD BELGRADE |
| Legal Block | 6 |
| Legal Lot Number | 24-27 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | BELGRADE |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 10900 |
103 Bell St, a single family home, is owned by an individual.
Source: Stearns County records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 505, BELGRADE, MN 56312-0505 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jan 4, 2023 |
| Property Address | 103 BELL ST, BELGRADE, MN 56312-4530 |
| Document Number | 00A1647046 |
| Instrument Date | Dec 29, 2022 |
| Instrument | A1647046 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 BELL ST, BELGRADE, MN 56312-4530 |
The 2026 property tax bill for 103 Bell St was $3,004.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Belgrade City |
| County | Stearns County |
| Unified School District | Belgrade-Brooten-Elrosa Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,004.00 | $249,800 (+4.56%) Land $13,800 Building $236,000 | $249,800 (+4.56%) Land $13,800 Building $236,000 |
| 2025 | $238,900 Land $13,100 Building $225,800 | $238,900 Land $13,100 Building $225,800 | |
| 2023 | $2,734.00 | $213,200 Land $10,900 Building $202,300 | $213,200 Land $10,900 Building $202,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Bell St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 103 Bell St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Belgrade serves 745 people · EPA ID MN1730004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Runestone Telephone Association.
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