Emmet County property record for 103 Beech St, Ringsted, IA 50578
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 736 sqft · built 1946 |
| Lot Size | 0.254 acres (11,060 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $598 (2026) |
| Deeds & Mortgages | Aug 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1221206011 |
| Primary APN | 1221206011 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 736 sqft Living Area |
| 1st Floor Area | 576 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Cottage |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,060 sqft (0.254 acres) |
| Garage Type | Detached |
| Garage Area | 960 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 144 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 103 BEECH ST |
|---|---|
| City | RINGSTED |
| State | IA |
| Zip | 50578-5018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR IN LOT 11 & ALL OF LOT 10 & S1/2 LOT 9 BLK 2 LILLARDS ADDN |
| Legal Subdivision | LILLARDS ADDN |
| Legal Block | 2 |
| Legal Lot Number | 9-11 |
| Jurisdiction | EMMET IA |
| Township / Civil Division | DENMARK |
| Census Block Group | 1 |
| Census Block | 1139 |
| Census Tract | 70100 |
Source: Emmet County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 103 BEECH ST, RINGSTED, IA 50578-5018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET IA |
| Property Address | 103 BEECH ST, RINGSTED, IA 50578-5018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202300922 |
|---|---|
| Date | Aug 7, 2023 |
| Instrument | 2023-00922 |
| Name | EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | ESTHERVILLE, IA 51334 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 6, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Emmet County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Emmet County |
| Municipality | Ringsted City |
| Unified School District | North Union Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $598.00 (+32.3%) | $47,700 (-) Land $8,500 Building $39,200 | $47,700 (-) Land $8,500 Building $39,200 |
| 2025 | $47,700 (+42.39%) Land $8,500 Building $39,200 | $47,700 (+42.39%) Land $8,500 Building $39,200 | |
| 2024 | $452.00 (+22.83%) | ||
| 2023 | $33,500 (+27.86%) Land $6,800 Building $26,700 | $33,500 (+27.86%) Land $6,800 Building $26,700 | |
| 2022 | $368.00 Homeowner's exemption | $26,200 Land $6,800 Building $19,400 | |
| 2021 | $26,200 Land $6,800 Building $19,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 23, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINGSTED WATER SUPPLY serves 365 people · EPA ID IA3275087 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Independent Networks Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GigFire, Nextlink.
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