103 Bear Rock Rd, Jefferson, ME 04348 Property Records

Lincoln County and Jefferson Town property record for 103 Bear Rock Rd, Jefferson, ME 04348

Property Summary

Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Sep 2018)
Tax Bill	$4,949 (2025)
Deeds & Mortgages	Jan 2020 Refinance Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`JEFN M:045 L:038`

Property Details

APN / Parcel Number

Primary APN	`JEFN M:045 L:038`
Alternative APN	`2190`

Exterior

Lot Area	13,504 sqft (0.31 acres)

Location & Zoning

Account Number	2190
Street Address	103 BEAR ROCK RD
City	JEFFERSON
State	ME
Zip	04348
Property Category	Other
Property Type	Unknown
Legal Subdivision	CHESTER CHASE COTTAGE LOTS
Legal Lot Number	38
Jurisdiction	JEFFERSON ME
Township / Civil Division	JEFFERSON
Census Block Group	3
Census Block	3000
Census Tract	975100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lincoln County and Jefferson Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 MERRIMACK ST, CONCORD, NH 03301-3845
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MERRIMACK COUNTY SAVINGS BANK
Sep 18, 2018	Warranty Deed, Transfer MERRIMACK COUNTY SB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2018 · Amount on Record
Deed Sale	Sep 18, 2018 · Amount on Record
Prior Sale	Sep 20, 2013
Deed Document Number	201842872
Deed Book / Page	5305 / 103
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON ME
Property Address	103 BEAR ROCK RD, JEFFERSON, ME 04348
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054810170
Date	Jan 17, 2020
Book Page	5481/170
Instrument	57825

Lender

Name	MERRIMACK COUNTY SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON ME
Recording Date	Sep 18, 2018
Property Address	103 BEAR ROCK RD, JEFFERSON, ME 04348
Document Number	0053050103
Book / Page	05305 / 0103
Instrument	000000042872
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042873
Date	Sep 18, 2018
Instrument	000000042873

Lender

Name	MERRIMACK COUNTY SB

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2048

Tax Assessment & Valuation

Source: Lincoln County and Jefferson Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Lincoln County
County Subdivision	Jefferson Town
Unified School District	Jefferson (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,949.00 (+21.81%)	$335,500 (-) Land $267,800 Building $67,700
2024	$4,063.00 (+7.06%)	$335,500 (+44.99%) Land $267,800 Building $67,700
2023	$3,795.00 (+8.96%)	$231,400 (-) Land $184,700 Building $46,700
2022	$3,483.00	$231,400 Land $184,700 Building $46,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Redzone Wireless Fixed Wireless	50 / 15
Fidium Fiber DSL	10 / 1

May also be available: AT&T, Tidewater O.P.E.N..

Cell Coverage

5G and 4G LTE (outdoors only)

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