Santa Rosa County property record for 103 Bear Dr, Gulf Breeze, FL 32561
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,740 sqft · built 1969 |
| Lot Size | 0.257 acres (11,195 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $30,600 (Nov 1976) |
| Tax Bill | $1,047 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-3S-29-0540-06200-0200 |
| Primary APN | 06-3S-29-0540-06200-0200 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,740 sqft Heated Area |
| Gross Area | 2,588 sqft |
| 1st Floor Area | 2,364 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1969 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 11,195 sqft (0.257 acres) |
| Lot Dimensions | 1,400 ft deep x 800 ft wide |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 144 sqft |
| Patio Area | 80 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 063S290540062000200 |
|---|---|
| Street Address | 103 BEAR DR |
| City | GULF BREEZE |
| State | FL |
| Zip | 32561-4213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RAA |
| Legal Description | CASABLANCA 2ND ADD TO PARCEL # 4 LOT 20 BLK 62 AS DES IN OR 380 PG 179 |
| Legal Range | 29W |
| Legal Township | 03S |
| Legal Section | 06 |
| Legal Subdivision | CASABLANCA/ALL PHASE |
| Legal Block | 62 |
| Legal Lot Number | 20 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | GULF BREEZE |
| Census Block Group | 5 |
| Census Block | 5004 |
| Census Tract | 10900 |
103 Bear Dr is owned and occupied by two individuals who bought it in November 1976.
Source: Santa Rosa County records, as of October 27, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 BEAR DR, GULF BREEZE, FL 32561-4213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 1976 · Amount on File |
| Deed Sale | Nov 1, 1976 · Amount on File |
| Deed Document Number | 0000380179 |
| Record Updated | Jun 8, 2026 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Municipality | Gulf Breeze City |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $1,047.00 (+3.15%) Homeowner's exemption | $118,403 (+3%) | $369,720 (+3.66%) Land $230,000 Building $139,720 |
| 2023 | $1,015.00 (+3.57%) Homeowner's exemption | $114,954 (+3%) | $356,682 (+4.92%) Land $225,000 Building $131,682 |
| 2022 | $980.00 Homeowner's exemption | $111,606 | $339,947 Land $210,000 Building $129,947 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Bear Dr in Zone X, an area of minimal flood risk, though there have been 138 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 74 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 74 in force |
| Nearby Flood Claims | 138 (1978–2023) |
| Claims Outside the SFHA | 94 of 138 |
| Most Recent Claim | Jun 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Bear Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GULF BREEZE REGIONAL WATER SYSTEM serves 17,596 people · EPA ID FL1570316 |
|---|---|
| Water Source | Purchased groundwater from several systems |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
May also be available: Verizon.
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