103 Beaman Ave, Opp, AL 36467 Property Records

Covington County property record for 103 Beaman Ave, Opp, AL 36467

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,134 sqft · built 1976
Lot Size	0.553 acres (24,125 sqft)
Owner	Individual Name on File
Last Sale	$66,000 (Jan 2015)
Tax Bill	$275 (2025)
Deeds & Mortgages	Jun 2007 Mortgage Jun 2007 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-20-02-03-4-001-020.000`

Property Details

APN / Parcel Number

Primary APN	`23-20-02-03-4-001-020.000`
Alternative APNs	`20020340010200000` `2002034001020000` `23255760`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,134 sqft Living Area
1st Floor Area	1,134 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	24,125 sqft (0.553 acres)
Lot Dimensions	193 ft deep x 125 ft wide
Porch	Slab
Utility Building	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	23255760
Street Address	103 BEAMAN AVE
City	OPP
State	AL
Zip	36467-4633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB/PG>2015/852 1/20/15 LOT 2 BLK A COUNTRY ACRES SUB-DIV PB 5 PG 31 SEC 3 T3N R18E
Legal Range	18E
Legal Township	03N
Legal Section	03
Legal Subdivision	COUNTRY ACRES
Legal Block	A
Legal Lot Number	2
Jurisdiction	COVINGTON AL
Township / Civil Division	OPP
Census Block Group	1
Census Block	1038
Census Tract	962700

Owner

103 Beaman Ave is owned and occupied by an individual who bought it in January 2015.

Source: Covington County records, as of August 14, 2026

Owner of Record	Individual Name on File
Mailing Address	103 BEAMAN AVE, OPP, AL 36467-4633
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2007	Deed of Trust, Mortgage WACHOVIA BANK NA
Jun 6, 2007	Deed of Trust, Mortgage · Line of Credit WACHOVIA BANK NA
Jan 26, 2015	Warranty Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2015 · Amount on File
Deed Sale	Jan 26, 2015 · Amount on File
Prior Sale	Sep 2, 2005
Deed Book / Page	2015 / 852
Record Updated	Sep 20, 2026

June 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON AL
Property Address	103 BEAMAN AVE, OPP, AL 36467-4633
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2007/15467
Date	Jun 6, 2007
Book Page	2007/15467

Lender

Name	WACHOVIA BANK NA
Type	Bank
Address	CHARLOTTE, NC 28288

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 16, 2037

June 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON AL
Property Address	103 BEAMAN AVE, OPP, AL 36467-4633
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2007/15494
Date	Jun 6, 2007
Book Page	2007/15494

Lender

Name	WACHOVIA BANK NA
Type	Bank
Address	CHARLOTTE, NC 28288

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 13, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON AL
Recording Date	Jan 26, 2015
Property Address	103 BEAMAN AVE, OPP, AL 36467-4633
Document Number	2015/00852
Book / Page	2015 / 00852
Instrument Date	Jan 20, 2015
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$66.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 BEAMAN AVE, OPP, AL 36467-4633

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 LAKEVIEW DR, OPP, AL 36467-3220

Mortgage

Document Number	0201500854
Date	Jan 26, 2015
Instrument	2015/00854

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	396 Months
Due	Jan 20, 2048

Interest

Rate	3.37%

Tax Assessment & Valuation

The 2025 property tax bill for 103 Beaman Ave was $275 with a homeowner's exemption, up 8.3% from the year before.

Source: Covington County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Covington County
Municipality	Opp City
Unified School District	Opp City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$275.00 (+8.27%) Homeowner's exemption	$17,360 (+124.29%) Land $740 Building $16,620	$86,800 (+12.44%) Land $3,700 Building $83,100
2024	$254.00 (+19.25%) Homeowner's exemption	$7,740 (+16.22%) Land $380 Building $7,360	$77,200 (+15.92%) Land $3,700 Building $73,500
2023	$213.00 (+6.5%) Homeowner's exemption	$6,660 (+5.18%) Land $330 Building $6,330	$66,600 (+5.18%) Land $3,300 Building $63,300
2022	$200.00 Homeowner's exemption	$6,332 Land $300 Building $6,032	$63,320 Land $3,000 Building $60,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 103 Beaman Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 4, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Beaman Ave is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
BuzzBroadband Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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