103 Beach Dr, Winter Haven, FL 33881 Property Records

Polk County property record for 103 Beach Dr, Winter Haven, FL 33881

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,820 sqft · built 1960
Lot Size	0.167 acres (7,279 sqft)
Owner	Company Name on File
Last Sale	$91,600 (Feb 2021)
Tax Bill	$2,810 (2025)
Deeds & Mortgages	Apr 2026 Sale Feb 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-28-08-528700-000570`

Property Details

APN / Parcel Number

Primary APN	`26-28-08-528700-000570`
Alternative APNs	`082826528700000570` `82826000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,820 sqft Living Area
Gross Area	1,540 sqft
1st Floor Area	1,204 sqft
Flooring	Terrazzo
Interior Walls	Wood

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	7,279 sqft (0.167 acres)
Lot Dimensions	104 ft deep x 70 ft wide
View / Lot	Commercial/Industrial
Porch	Florida Room
Porch Area	732 sqft

Location & Zoning

Street Address	103 BEACH DR
City	WINTER HAVEN
State	FL
Zip	33881-9621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CAREFREE COVE PB 43 PG 19 LOT 57
Legal Range	26E
Legal Township	28S
Legal Section	08
Legal Subdivision	CAREFREE COVE
Legal Tract	528700
Legal Block	1
Legal Lot Number	57
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1032
Census Tract	13601

Owner

Source: Polk County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	9912 PALAZZO ST, SEFFNER, FL 33584-2673
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Feb 3, 2021	Limited Warranty Deed, Transfer SERVICELINK CRS, SERVICELINK LLC
Nov 9, 2020	Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 3, 2021 · Amount on Record
Deed Sale	Feb 3, 2021 · Amount on Record
Prior Sale	Nov 9, 2020 · Amount on Record
Deed Document Number	202127802
Deed Book / Page	11564 / 1704
Last Transfer Date	Apr 10, 2026
Transfer Doc	0000087094
Record Updated	Sep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Apr 14, 2026
Property Address	103 BEACH DR, WINTER HAVEN, FL 33881-9621
Document Number	0000087094
Book / Page	13955 / 976
Instrument Date	Apr 10, 2026
Instrument	202687094
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	9912 PALAZZO ST, SEFFNER, FL 33584-2673

February 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	POLK FL
Recording Date	Feb 3, 2021
Property Address	103 BEACH DR, WINTER HAVEN, FL 33881-9621
Document Number	0000027802
Book / Page	11564 / 1704
Map Reference	MB 43 PG 19
Instrument Date	Jan 7, 2021
Instrument	2021027802
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	SERVICELINK CRS, SERVICELINK LLC

Transaction

Amount	Amount Recorded
Tax	$641.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3217 DECKER LAKE DR, 3217, SALT LAKE CITY, UT 84119-3284

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17907 BAHAMA ISLE CIR, TAMPA, FL 33647-2777

November 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	POLK FL
Recording Date	Nov 9, 2020
Property Address	103 BEACH DR, WINTER HAVEN, FL 33881-9621
Document Number	0114482225
Book / Page	011448 / 002225
Instrument Date	Oct 27, 2020
Instrument	239560
Transaction Type	Foreclosure
Record Updated	Nov 23, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$560.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3217 DECKER LAKE DR SALT LAKE CITY UT 841193284, SALT LAKE CITY, UT 84119-3284

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,810.00 (-14.64%)	$212,027 (+2.82%) Land $18,500 Building $193,527	$212,027 (+2.82%) Land $18,500 Building $193,527
2024	$3,292.00 (+8.22%)
2023	$3,042.00 (+13.38%)	$206,213 (+26.13%) Land $18,000 Building $188,213	$206,213 (+26.13%) Land $18,000 Building $188,213
2022	$2,683.00	$163,491 Land $15,000 Building $148,491	$163,491 Land $15,000 Building $148,491

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Beach Dr

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