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103 Beach Dr, North Cape May (Cape May), NJ 08204 Property Records

Cape May County and Lower Township property record for 103 Beach Dr, North Cape May, NJ 08204

Property Summary

Property TypeSingle Family Home
Details3,016 sqft · built 1922
Lot Size0.189 acres (8,250 sqft)
Owner2 Individual Names on File
Last Sale$800,000 (Sep 2018)
Tax Bill$15,374 (2024)
Deeds & MortgagesMar 2021 Mortgage
Sep 2018 Sale & Mortgage
APN05-00575-0000-00003

Property Details

APN / Parcel Number

Primary APN05-00575-0000-00003
Alternative APN
  • 050057500003

Interior

Stories2 Stories
Building Area3,016 sqft Living Area

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1922
Construction TypeFrame
Lot Area8,250 sqft (0.189 acres)
Lot Dimensions125 ft deep x 66 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address103 BEACH DR
CityNORTH CAPE MAY
StateNJ
Zip08204-1919
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL4
Legal SubdivisionCAPE MAY BEACH ESTATES
Legal Block575
Legal Lot Number3
JurisdictionCAPE MAY NJ
Township / Civil DivisionLOWER
Census Block Group3
Census Block3002
Census Tract21806

Owner

103 Beach Dr is owned by two individuals who bought it in September 2018.

Source: Cape May County and Lower Township records, as of July 15, 2026

Owner of Record2 Individual Names on File
Mailing Address2272 21ST ST, 2, ASTORIA, NY 11105-3703
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE
Sep 6, 2018Grant Deed, Transfer
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 6, 2018 · Amount on File
Deed SaleSep 6, 2018 · Amount on File
Deed Document Number201867302
Deed Book / Page3811 / 812
Prior Transfer DateDec 14, 2006
Prior Transfer Doc0000000146
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE MAY NJ
Property Address103 BEACH DR, NORTH CAPE MAY, NJ 08204-1919
Document Number0063580728
Instrument DateMar 16, 2021
Transaction TypeMortgage
Record UpdatedApr 2, 2021
Title CompanyTITLE COMPANY/JERSEY, TITLE CO/JERSEY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address103 BEACH DR NORTH CAPE MAY NJ 082041919, NORTH CAPE MAY, NJ 08204-1919

Mortgage

Document Number0063580728
DateMar 22, 2021
Book Page006358/000728
Instrument14460
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 21, 2051

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCAPE MAY NJ
Recording DateSep 6, 2018
Property Address103 BEACH DR, NORTH CAPE MAY, NJ 08204-1919
Document Number0038110812
Book / Page003811 / 000812
Instrument DateAug 31, 2018
Instrument67302
Transaction TypeTransfer
Record UpdatedSep 24, 2018
Title CompanyTITLE COMPANY OF JERSEY, THE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$800.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2272 21ST ST #2 ASTORIA NY 111053703, 2, ASTORIA, NY 11105-3703

Mortgage

Document Number59990875
DateSep 6, 2018
Book Page005999/000875
Instrument67303
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
AmountAmount on Record
Term360 Months
DueSep 5, 2048

Tax Assessment & Valuation

Source: Cape May County and Lower Township assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCape May County
County SubdivisionLower Township
Secondary School DistrictLower Cape May Regional School District (07 - 12)
Elementary School DistrictLower Township School District (KG - 06)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$758,100 (-) Land $443,600 Building $314,500$758,100 (-) Land $443,600 Building $314,500
2025$758,100 Land $443,600 Building $314,500$758,100 Land $443,600 Building $314,500
2024$15,374.00
2023$758,100 Land $443,600 Building $314,500$758,100 Land $443,600 Building $314,500
2022$14,691.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 103 Beach Dr; there have been 91 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 43 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies127 units insured
incl. 84 condo units
Nearby Flood Claims91 (1979–2012)
Claims Outside the SFHA2 of 91
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Severe Coastal Storm, Jan 1992 · 28 claims
  • Hurricane Gloria, Sep 1985 · 19 claims
  • Coastal Storms & Flooding, Mar 1984 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 103 Beach Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWER TWP MUA
serves 12,416 people · EPA ID NJ0505002
Water SourceGroundwater
Last State InspectionSep 2025
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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