103 Beach Dr, Florahome, FL 32140 Property Records

Putnam County property record for 103 Beach Dr, Florahome, FL 32140

Property Summary

Property Type	Single Family Home
Details	1,751 sqft · built 1987
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Feb 2024)
Tax Bill	$3,470 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-08-25-5110-907.0-027.0`

Property Details

APN / Parcel Number

Primary APN	`18-08-25-5110-907.0-027.0`
Alternative APN	`37428`

Interior

Plumbing Fixtures	12 Plumbing Fixtures
Building Area	1,751 sqft Living Area
1st Floor Area	984 sqft
2nd Floor Area	570 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1993
Exterior Material	Siding
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Porch	Porch
Porch Area	456 sqft
Deck Area	68 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	37428
Street Address	103 BEACH DR
City	FLORAHOME
State	FL
Zip	32140-1705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKESIDE HILLS SEC 10 MB4 P168
Legal Range	25E
Legal Township	08S
Legal Section	18
Legal Subdivision	LAKESIDE HILLS
Legal Block	907
Legal Lot Number	27
Jurisdiction	PUTNAM FL
Township / Civil Division	INTERLACHEN-FLORAHOME
Census Block Group	2
Census Block	2011
Census Tract	950202

Owner

Source: Putnam County assessment roll, APN 18-08-25-5110-907.0-027.0, as of July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	103 BEACH DR, FLORAHOME, FL 32140-1705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 02, 2024	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 26, 2022	Warranty Deed, Transfer · Commercial Mortgage RESIDENTIAL CAPITAL PARTNERS SECURE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 02, 2024 · Amount on Record
Deed Sale	Feb 02, 2024 · Amount on Record
Prior Sale	Oct 26, 2022 · Amount on Record
Deed Document Number	202454002710
Deed Book / Page	1743 / 77
Record Updated	Jun 08, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Feb 02, 2024
Property Address	103 BEACH DR, FLORAHOME, FL 32140-1705
Document Number	0017430077
Book / Page	1743 / 77
Map Reference	MB 4 PG 168
Instrument Date	Jan 25, 2024
Instrument	202454002710
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	THOMAS C SANTORO TTL SVCS LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3657 JIMS CT, GREEN COVE SPRINGS, FL 32043-4710

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 BEACH DR, FLORAHOME, FL 32140-1705

Mortgage

Document Number	202454002711
Date	Feb 02, 2024
Instrument	202454002711

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2054

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Oct 26, 2022
Property Address	103 BEACH DR, FLORAHOME, FL 32140-1705
Document Number	0016881562
Book / Page	1688 / 1562
Map Reference	MB 4 PG 168
Instrument Date	Oct 25, 2022
Instrument	202254025934
Transaction Type	Transfer
Record Updated	Nov 11, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$589.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3728 CLIFFSIDE DR NE # NE4, 3728, CLEVELAND, TN 37312-5130

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3657 JIMS CT, GREEN COVE SPRINGS, FL 32043-4710

Mortgage

Document Number	0016881564
Date	Oct 26, 2022
Instrument	1688/1564

Lender

Name	RESIDENTIAL CAPITAL PARTNERS SECURE
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Putnam County assessment roll as of July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,470.00 (+29.67%)	$187,070 (+26.33%)	$187,070 (+26.33%) Land $23,520 Building $163,550
2023	$2,676.00 (+7.13%)	$148,080 (-4.4%)	$148,080 (-4.4%) Land $23,520 Building $124,560
2022	$2,498.00	$154,900	$154,900 Land $23,520 Building $131,380

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (12107C), as of February 2, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121079502022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	3 (2016–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Wildfire

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 14 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Uniti Group DSL	25 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

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