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103 Bay View Dr, Point Roberts, WA 98281 Property Records

Whatcom County property record for 103 Bay View Dr, Point Roberts, WA 98281

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,200 sqft · built 1962
Lot Size0.132 acres (5,747 sqft)
Owner2 Individual Names on File
Last Sale$794,000 (Jul 2026)
Tax Bill$4,601 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Jul 2026 Transfer
Flood ZoneZone AE (high risk)
APN415335-539130-0000

Property Details

APN / Parcel Number

Primary APN415335-539130-0000
Alternative APNs
  • 161036
  • 594232

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,200 sqft Living Area
1st Floor Area1,200 sqft
FlooringCarpet
Interior WallsFinished/Painted
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 2005
Exterior MaterialCombination
Foundation TypeBlock
Roof MaterialBuilt-Up Asphalt
Lot Area5,747 sqft (0.132 acres)

Exterior Amenities

PorchConcrete/Metal Slab
Porch Area184 sqft
Deck Area708 sqft
Patio Area168 sqft
Storage Building80 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number161036
Street Address103 BAY VIEW DR
CityPOINT ROBERTS
StateWA
Zip98281
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR1
Legal DescriptionMAPLE BEACH ADD LOT 2 BLK 5
Legal Range53
Legal Township41
Legal Section35
Legal SubdivisionMAPLE BEACH ADD
Legal Block5
Legal Lot Number2
JurisdictionWHATCOM WA
Township / Civil DivisionPOINT ROBERTS
Census Block Group2
Census Block2014
Census Tract11000

Owner

103 Bay View Dr is owned by two individuals who bought it in July 2026.

Source: Whatcom County records, as of September 1, 2026

Owner of Record2 Individual Names on File
Mailing Address5632 GOLDEN WEST AVE, TEMPLE CITY, CA 91780-2520
Owner TypeIndividual
VestingSole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2026Warranty Deed, Transfer · Conventional Mortgage
KINECTA FEDERAL CREDIT UNION
Jul 17, 2026Quit Claim Deed, Transfer
WHATCOM LAND TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 17, 2026 · Amount on File
Deed SaleJul 17, 2026 · Amount on File
Prior SaleAug 22, 2022 · Amount on File
Deed Document Number2026071548
Prior Transfer DateJun 23, 2026
Prior Transfer Doc0000001549
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateJul 17, 2026
Property Address103 BAY VIEW DR, POINT ROBERTS, WA 98281
Document Number0000001548
Instrument DateJul 1, 2026
Instrument20261548
Transaction TypeTransfer
Record UpdatedJul 24, 2026
Title CompanyWHATCOM LAND TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,332,513.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address5632 GOLDEN WEST AVE, TEMPLE CITY, CA 91780-2520

Mortgage

Document Number0000001550,
DateJul 17, 2026
Instrument2026071550
Lender
NameKINECTA FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.48%
Initial TypeFixed Rate
Max Rate-1%

July 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWHATCOM WA
Recording DateJul 17, 2026
Property Address103 BAY VIEW DR, POINT ROBERTS, WA 98281
Document Number0000001549
Instrument DateJun 23, 2026
Instrument20261549
Transaction TypeTransfer
Record UpdatedSep 1, 2026
Title CompanyWHATCOM LAND TITLE

Transaction

Tax$1,010.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address280 MANZANITA AVE, SIERRA MADRE, CA 91024-2421

Tax Assessment & Valuation

The 2025 property tax bill for 103 Bay View Dr was $4,601.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
Unified School DistrictBlaine School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,601.00$576,541 Land $346,703 Building $229,838$576,541 Land $346,703 Building $229,838
2022$492,810 Land $285,000 Building $207,810$492,810 Land $285,000 Building $207,810
2021$3,766.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Bay View Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation13.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 11 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies20 units insured
incl. 9 condo units
Nearby Flood Claims19 (1982–2018)
Claims Outside the SFHA9 of 19
Most Recent ClaimJan 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 103 Bay View Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOINT ROBERTS WATER DISTRICT NO 4
serves 1,440 people · EPA ID WA5395750
Water SourceGroundwater
Last State InspectionNov 2022
Lead1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Whidbey Telephone
DSL		25 / 3

May also be available: T-Mobile.

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