Colchester Town property record for 103 Bay Rd, Colchester, VT 05446
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,560 sqft · built 1930 |
| Lot Size | 1.42 acres (61,855 sqft) |
| Owner | Individual Name on File |
| Last Sale | $345,000 (Jul 2021) |
| Tax Bill | $4,092 (2025) |
| Deeds & Mortgages | Jul 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 153-048-22124 |
| Primary APN | 153-048-22124 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,560 sqft Living Area |
| Gross Area | 3,143 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 61,855 sqft (1.42 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 103 BAY RD |
|---|---|
| City | COLCHESTER |
| State | VT |
| Zip | 05446-7579 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 103 BAY RD |
| Jurisdiction | COLCHESTER VT |
| Township / Civil Division | COLCHESTER |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 2301 |
103 Bay Rd is owned and occupied by an individual who bought it in July 2021.
Source: Colchester Town records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 BAY RD, COLCHESTER, VT 05446-7579 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 2021 · Amount on File |
| Deed Sale | Jul 28, 2021 · Amount on File |
| Prior Sale | Aug 2, 2001 · Amount on File |
| Deed Document Number | 202131493184 |
| Prior Transfer Date | Aug 1, 2001 |
| Prior Transfer Doc | 0000375082 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | COLCHESTER VT |
| Recording Date | Jul 28, 2021 |
| Property Address | 103 BAY RD, COLCHESTER, VT 05446-7579 |
| Document Number | DK31493184 |
| Instrument Date | Jul 26, 2021 |
| Instrument | DK 31493184 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $4.05 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5 CREEK RD, 5, BAYVILLE, NY 11709-2020 |
| Name | Verified Name |
|---|---|
| Address | 103 BAY RD, COLCHESTER, VT 05446-7579 |
Source: Colchester Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Vermont |
| County | Chittenden County |
| County Subdivision | Colchester Town |
| Unified School District | Colchester School District (PK - 12) |
| Year | Tax Bill |
|---|---|
| 2025 | $4,092.00 (-31.51%) |
| 2024 | $5,975.00 |
FEMA maps place 103 Bay Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1983–2011) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Bay Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 99.2% of Vermont |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
4G LTE only, no 5G reported
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