Carteret County property record for 103 Bay Dr, Atlantic Beach, NC 28512
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 5,674 sqft · built 2006 |
| Lot Size | 0.694 acres (30,231 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $950,000 (Sep 2004) |
| Tax Bill | $6,053 (2025) |
| Flood Zone | Zone VE (high risk) |
| APN | 6365.17.11.9574000 |
| Primary APN | 6365.17.11.9574000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 3 Stories |
| Building Area | 5,674 sqft Heated Area |
| Gross Area | 4,831 sqft |
| 1st Floor Area | 168 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 30,231 sqft (0.694 acres) |
| Lot Dimensions | 302 ft deep x 100 ft wide |
| View / Lot | Waterfront / Beach |
| Garage Type | Carport |
| Carport | Carport |
| Pool Area | 480 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 426 sqft |
| Deck Area | 24 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 46349 |
|---|---|
| Street Address | 103 BAY DR |
| City | ATLANTIC BEACH |
| State | NC |
| Zip | 28512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L1 BA PINE KNOLL SHORES |
| Legal Subdivision | PINE KNOLL SHORES |
| Legal Block | 11 |
| Legal Lot Number | 1 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 971003 |
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 108 MALLARD CT, NEWPORT, NC 28570-8927 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2004 · Amount on File |
| Deed Sale | Sep 24, 2004 · Amount on File |
| Prior Sale | Jul 15, 2004 · Amount on File |
| Deed Book / Page | 1076 / 140 |
| Record Updated | Oct 29, 2026 |
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Pine Knoll Shores Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,647,077 (-) Land $1,064,090 Building $1,582,987 | $2,647,077 (-) Land $1,064,090 Building $1,582,987 | |
| 2025 | $6,053.00 (+26.24%) | $2,647,077 (+82.74%) Land $1,064,090 Building $1,582,987 | $2,647,077 (+82.74%) Land $1,064,090 Building $1,582,987 |
| 2023 | $1,448,528 Land $725,000 Building $723,528 | $1,448,528 Land $725,000 Building $723,528 | |
| 2022 | $4,795.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 461 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,290 units insured incl. 829 condo units |
| Nearby Flood Claims | 52 (1999–2024) |
| Claims Outside the SFHA | 16 of 52 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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