103 Barrister St, Stephenson, VA 22656 Property Records

Frederick County property record for 103 Barrister St, Stephenson, VA 22656

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 3,383 sqft · built 2023
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$674,990 (Sep 2023)
Tax Bill$3,546 (2026)
Deeds & MortgagesNov 2025 Mortgage
Sep 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN44E1-9B11947

Property Details

APN / Parcel Number

Primary APN44E1-9B11947
Alternative APN
  • 8052933

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories2 Stories
Building Area3,383 sqft Living Area
Gross Area5,713 sqft
1st Floor Area1,631 sqft
Basement Area959 sqft
Finished Basement959 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2026
Exterior MaterialVinyl
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.19 acres)
TerrainRolling
Garage Area651 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number8052933
Street Address103 BARRISTER ST
CitySTEPHENSON
StateVA
Zip22656-2130
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionSNOWDEN BRIDGE S19B L1947
Legal SubdivisionFINAL SUBDIVISION PLAT SNOWDEN BRIDGE
Legal Lot Number1947
JurisdictionFREDERICK VA
Township / Civil DivisionSTONEWALL
Census Block Group4
Census Block4019
Census Tract50100

Owner

103 Barrister St is owned and occupied by two individuals who bought it in September 2023.

Source: Frederick County records, as of October 5, 2026

Owner of Record2 Individual Names on File
Mailing Address103 BARRISTER ST, STEPHENSON, VA 22656-2130
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2025Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Sep 29, 2023Special Warranty Deed, Transfer · VA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 29, 2023 · Amount on File
Deed SaleSep 29, 2023 · Amount on File
Deed Document Number20238688
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address103 BARRISTER ST, STEPHENSON, VA 22656-2130
Transaction TypeMortgage
Record UpdatedNov 28, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 BARRISTER ST, STEPHENSON, VA 22656-2130

Mortgage

Document Number0000011130
DateNov 3, 2025
Instrument250011130
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2055

September 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionFREDERICK VA
Recording DateSep 29, 2023
Property Address103 BARRISTER ST, STEPHENSON, VA 22656-2130
Document Number0000008688
Instrument DateSep 28, 2023
Instrument230008688
Transaction TypeTransfer
Record UpdatedOct 18, 2023
Title CompanyCWC TITLE AGENCY LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 BARRISTER ST, STEPHENSON, VA 22656-2130

Mortgage

Document Number0000008689
DateSep 29, 2023
Instrument230008689
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeVA Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 103 Barrister St was $3,546, up 10.4% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,546.00 (+10.43%)$669,000 Land $93,000 Building $576,000$669,000 Land $93,000 Building $576,000
2025$3,211.00
2023$357.00$70,000 Land $70,000$70,000 Land $70,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 103 Barrister St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Barrister St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000

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