103 Bannerman Dr, Flora, MS 39071 Property Records

Madison County property record for 103 Bannerman Dr, Flora, MS 39071

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,241 sqft · built 1992
Lot Size	0.283 acres (12,362 sqft)
Owner	Individual Name on File
Tax Bill	$1,457 (2025)
Deeds & Mortgages	Apr 2023 Sale Nov 2022 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`051B-09C-054/03`

Property Details

APN / Parcel Number

Primary APN	`051B-09C-054/03`
Alternative APNs	`051B-09C-054/03.00` `489`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	1,241 sqft Adjusted Area
Gross Area	1,107 sqft
1st Floor Area	1,107 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1994
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,362 sqft (0.283 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	489
Street Address	103 BANNERMAN DR
City	FLORA
State	MS
Zip	39071-9782
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BANNERMAN
Legal Range	01W
Legal Township	08N
Legal Section	09
Legal Subdivision	BANNERMAN
Legal Lot Number	3
Jurisdiction	MADISON MS
Township / Civil Division	4
Census Block Group	4
Census Block	4079
Census Tract	30302

Owner

103 Bannerman Dr is owned by an individual who acquired it in January 2026.

Source: Madison County records, as of February 3, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 242, FLORA, MS 39071-0242
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2023	Warranty Deed, Transfer
Nov 9, 2022	Trustee's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2026
Deed Sale	Jan 27, 2026
Prior Sale	Jan 27, 2026
Deed Document Number	20261044875
Deed Book / Page	4641 / 462
Prior Transfer Date	Jan 23, 2026
Prior Transfer Doc	0001044874
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Apr 11, 2023
Property Address	103 BANNERMAN DR, FLORA, MS 39071-9782
Document Number	004319/150
Book / Page	4319 / 150
Map Reference	CAB C SL 64
Instrument Date	Apr 10, 2023
Instrument	979891
Transaction Type	Transfer
Record Updated	May 11, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1137 PETRIFIED FOREST RD, FLORA, MS 39071-9427

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 BANNERMAN DR, FLORA, MS 39071-9782

November 2022: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MADISON MS
Recording Date	Nov 9, 2022
Property Address	103 BANNERMAN DR, FLORA, MS 39071-9782
Document Number	004276/717
Book / Page	4276 / 717
Map Reference	CAB C SL 64
Instrument Date	Nov 4, 2022
Instrument	971979
Transaction Type	Foreclosure
Record Updated	Nov 24, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1137 PETRIFIED FOREST RD, FLORA, MS 39071-9427

Tax Assessment & Valuation

The 2025 property tax bill for 103 Bannerman Dr was $1,457, up 0.6% from the year before.

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Flora Town
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,457.00 (+0.62%)	$11,922	$79,480 Land $22,000 Building $57,480
2024	$1,448.00
2023	$1,448.00	$11,852	$79,010 Land $22,000 Building $57,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Bannerman Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1983–2008)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Bannerman Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FLORA #1 serves 1,653 people · EPA ID MS0450008
Water Source	Groundwater
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
NETSPEEDMS Fixed Wireless	476 / 270

Cell Coverage

5G (outdoors only) and 4G LTE

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