103 Baker St, Berea, KY 40403 Property Records

Madison County property record for 103 Baker St, Berea, KY 40403 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	1,190 sqft
Lot Size	0.232 acres (10,142 sqft)
Owner	Individual Name on File
Last Sale	$219,900 (Mar 2025)
Tax Bill	$791 (2025)
Deeds & Mortgages	Mar 2025 Mortgage Sep 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B008-0017-0020`

Property Details

APN / Parcel Number

Primary APN	`B008-0017-0020`
Alternative APNs	`137133` `99914` `49396`

Interior

Stories	1 Story
Building Area	1,190 sqft Living Area

Exterior

Exterior Material	Brick Veneer
Lot Area	10,142 sqft (0.232 acres)
Garage Type	Attached
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Heat Pump

Location & Zoning

Account Number	49396
Street Address	103 BAKER ST
City	BEREA
State	KY
Zip	40403-1035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MOUNTAIN VIEW LOT 26
Legal Subdivision	MT VIEW
Legal Lot Number	26
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	3
Census Block	3005
Census Tract	11202

Owner

Source: Madison County records · APN B008-0017-0020

Assessment roll updated December 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	103 BAKER ST, BEREA, KY 40403-1035
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Mar 04, 2025	Deed of Trust, Mortgage · Conventional Mortgage NOVUS HOME MORTGAGE
Sep 30, 2025	Intrafamily Transfer, Transfer
Oct 31, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 04, 2025 · Amount on Record
Deed Sale	Mar 04, 2025 · Amount on Record
Prior Sale	Oct 31, 2019 · Amount on Record
Deed Document Number	202514248816
Deed Book / Page	864 / 538
Last Transfer Date	Sep 23, 2025
Transfer Doc	00D873/774
Record Updated	Jun 08, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	103 BAKER ST, BEREA, KY 40403-1035
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1502 COLLEGE AVE, ROCHESTER, IN 46975-2350

Mortgage

Document Number	0M2362/589
Date	Mar 04, 2025
Book Page	M2362/589
Instrument	2014248820

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company
Address	BROOKFIELD, WI 53045

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 01, 2055

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON KY
Recording Date	Sep 30, 2025
Property Address	103 BAKER ST, BEREA, KY 40403-1035
Document Number	00D873/774
Book / Page	D873 / 774
Map Reference	CAB 2 SL 647
Instrument Date	Sep 23, 2025
Instrument	2014288842
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 BAKER ST, BEREA, KY 40403-1035

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Oct 31, 2019
Property Address	103 BAKER ST, BEREA, KY 40403-1035
Document Number	D00780/559
Book / Page	D00780 / 559
Map Reference	CAB 1 SL 33
Instrument Date	Oct 29, 2019
Instrument	2014001544
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$119.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 BAKER ST, BEREA, KY 40403-1037

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 BAKER ST, BEREA, KY 40403-1035
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated December 9, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$791.00 (+12.36%) Homeowner's exemption	$133,000 (+11.76%)	$133,000 (+11.76%)
2023	$704.00 Homeowner's exemption	$119,000	$119,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510112023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 234 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Uniti Group	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Baker St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures