Essex County and Lawrence City property record for 103 Bailey St, #105, Lawrence, MA 01843
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 8 bd · 4 ba · 4,325 sqft · built 1900 |
| Lot Size | 0.158 acres (6,900 sqft) |
| Owner | Individual Name on File |
| Last Sale | $402,000 (Aug 2016) |
| Tax Bill | $6,753 (2026) |
| Deeds & Mortgages | May 2025 Mortgage Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 101 0000 0047 A |
| Primary APN | 101 0000 0047 A |
|---|---|
| Alternative APN |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 14 Rooms |
| Units | 4 Units |
| Stories | 2 Stories |
| Building Area | 4,325 sqft Living Area |
| Gross Area | 7,976 sqft |
| Basement Area | 2,187 sqft |
| Unfinished Basement | 2,187 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,900 sqft (0.158 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 101 0000 0047 A |
|---|---|
| Street Address | 103 BAILEY ST, 105 |
| City | LAWRENCE |
| State | MA |
| Zip | 01843-1511 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | R2 |
| Legal Lot Number | 47 |
| Jurisdiction | LAWRENCE MA |
| Township / Civil Division | LAWRENCE |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 251600 |
103 Bailey St, #105 is owned and occupied by an individual who acquired it in July 2019.
Source: Essex County and Lawrence City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 BAILEY ST, 105, LAWRENCE, MA 01843-1511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 14, 2025 | Deed of Trust, Mortgage · Conventional Mortgage NEW FED MORTGAGE CORP |
| Dec 20, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 15, 2019 | Quit Claim Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2016 · Amount on File |
| Deed Sale | Aug 29, 2016 · Amount on File |
| Prior Sale | Apr 10, 2015 · Amount on File |
| Deed Book / Page | 14767 / 240 |
| Last Transfer Date | Jul 10, 2019 |
| Transfer Doc | 015918-128 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE MA |
| Property Address | 103 BAILEY ST # 105, 105, LAWRENCE, MA 01843-1511 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0018277-28 |
|---|---|
| Date | May 14, 2025 |
| Book Page | 18277/28 |
| Instrument | 7517 |
| Name | NEW FED MORTGAGE CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE MA |
| Property Address | 103 BAILEY ST # 105, 105, LAWRENCE, MA 01843-1511 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0017281-89 |
|---|---|
| Date | Dec 20, 2021 |
| Book Page | 17281/89 |
| Instrument | 41325 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAWRENCE MA |
| Recording Date | Jul 15, 2019 |
| Property Address | 103-105 BAILEY ST, LAWRENCE, MA 01843 |
| Document Number | 15918-128 |
| Book / Page | 15918 / 128 |
| Instrument Date | Jul 10, 2019 |
| Instrument | 16302 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 BAILEY ST, LAWRENCE, MA 01843-1511 |
| Document Number | 15918-130 |
|---|---|
| Date | Jul 15, 2019 |
| Book Page | 15918/130 |
| Instrument | 16303 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
The 2026 property tax bill for 103 Bailey St, #105 was $6,753, up 1% from the year before.
Source: Essex County and Lawrence City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lawrence City |
| Unified School District | Lawrence School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,753.00 (+10.02%) | $781,600 (+12.06%) Land $148,100 Building $633,500 | |
| 2025 | $6,138.00 (-1.87%) | $697,500 (+3.15%) Land $114,500 Building $583,000 | $711,645 |
| 2024 | $6,255.00 (+4.48%) | $676,200 (+14.75%) Land $123,900 Building $552,300 | |
| 2023 | $5,987.00 | $589,300 Land $114,900 Building $474,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Bailey St, #105 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1978) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1978 · Coastal Storms, Flood, Ice & Snow |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 103 Bailey St, #105 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2016 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 716 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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