103 Atrium Ct, Winter Springs, FL 32708 Property Records

Seminole County property record for 103 Atrium Ct, Winter Springs, FL 32708

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,686 sqft · built 1996
Lot Size	0.506 acres (22,075 sqft)
Owner	2 Individual Names on File
Last Sale	$92,500 (Jul 1995)
Tax Bill	$8,426 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-21-31-503-0000-0220`

Property Details

APN / Parcel Number

Primary APN	`06-21-31-503-0000-0220`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	3,686 sqft Living Area
1st Floor Area	2,930 sqft
2nd Floor Area	756 sqft
Upper Floors Area	756 sqft
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	22,075 sqft
Garage Area	726 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Porch
Porch Area	1,125 sqft
Patio Area	1,314 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	103 ATRIUM CT
City	WINTER SPRINGS
State	FL
Zip	32708-6170
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 RESERVE AT TUSCAWILLA PH 1 THE PB 48 PGS 31 TO 40
Legal Range	31E
Legal Township	21S
Legal Section	06
Legal Subdivision	RESERVE AT TUSCAWILLA
Legal Tract	503
Legal Lot Number	22
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	1
Census Block	1000
Census Tract	21306

Owner

103 Atrium Ct is owned and occupied by two individuals who bought it in July 1995.

Source: Seminole County records, as of December 5, 2025

Owner of Record	2 Individual Names on File
Mailing Address	103 ATRIUM CT, WINTER SPGS, FL 32708-6170
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 1995 · Amount on File
Deed Sale	Jul 5, 1995 · Amount on File
Prior Sale	Jul 5, 1995 · Amount on File
Deed Document Number	0293601372
Deed Book / Page	02936 / 01372
Record Updated	Jun 8, 2026

September 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SEMINOLE FL
Recording Date	Sep 9, 2019
Property Address	103 ATRIUM CT, WINTER SPRINGS, FL 32708-6170
Document Number	0094301952
Book / Page	009430 / 001952
Instrument Date	Aug 29, 2019
Instrument	96861
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 25, 2019
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,442.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	166 WOODED VINE DR WINTER SPRINGS FL 327080035, WINTER SPRINGS, FL 32708-0035

Mortgage

Document Number	94301956
Date	Sep 9, 2019
Book Page	009430/001956
Instrument	96862

Lender

Name	EAGLE HM MTG
Type	Mortgage Company
Address	MIAMI, FL 33172-3139

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 8, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 103 Atrium Ct was $8,426 with a homeowner's exemption.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Winter Springs City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,426.00 Homeowner's exemption	$547,036	$856,616 Land $180,000 Building $676,616
2023	$7,573.00 (+2.64%) Homeowner's exemption	$516,135 (+3%)	$727,534 (+14.37%) Land $160,000 Building $567,534
2022	$7,378.00 Homeowner's exemption	$501,102	$636,120 Land $129,000 Building $507,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Atrium Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 45 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	45 in force
Nearby Flood Claims	4 (2021–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Atrium Ct is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER SPRINGS, CITY OF (3 WPS) serves 34,657 people · EPA ID FL3590879
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20