103 Ashley Dr, Guyton, GA 31312 Property Records

Effingham County property record for 103 Ashley Dr, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,143 sqft · built 1998
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Dec 2024)
Tax Bill	$2,594 (2025)
Deeds & Mortgages	Feb 2024 Sale Feb 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0323B-001-000`

Property Details

APN / Parcel Number

Primary APN	`0323B-001-000`
Alternative APNs	`0048F001000` `0323B001` `4761`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,143 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2013
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	24,394 sqft (0.56 acres)
Garage Area	242 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	25 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	4761
Street Address	103 ASHLEY DR
City	GUYTON
State	GA
Zip	31312-4949
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-2
Legal Description	.56 AC LOT 1
Legal Subdivision	VICTORIA OAKS
Legal Phase	1
Legal Lot Number	1
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	1
Census Block	1017
Census Tract	30207

Owner

103 Ashley Dr is owned and occupied by two individuals who bought it in December 2024.

Source: Effingham County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	103 ASHLEY DR, GUYTON, GA 31312-4949
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2024	Warranty Deed, Transfer
Feb 12, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE
Dec 22, 2023	Warranty Deed, Transfer · Conventional Mortgage TROPHY POINT INVESTMENT GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2024 · Amount on File
Deed Sale	Dec 13, 2024 · Amount on File
Prior Sale	Feb 12, 2024 · Amount on File
Deed Book / Page	2947 / 22
Prior Transfer Date	Feb 8, 2024
Prior Transfer Doc	002893/799
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Feb 12, 2024
Property Address	103 ASHLEY DR, GUYTON, GA 31312-4949
Document Number	002893/799
Book / Page	2893 / 799
Instrument Date	Feb 8, 2024
Instrument	D2024000977
Transaction Type	Transfer
Record Updated	Feb 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 ASHLEY DR, GUYTON, GA 31312-4949

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Feb 12, 2024
Property Address	103 ASHLEY DR, GUYTON, GA 31312-4949
Document Number	002893/776
Book / Page	2893 / 776
Instrument Date	Feb 8, 2024
Instrument	D22400975
Transaction Type	Transfer
Record Updated	Feb 23, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 ASHLEY DR, GUYTON, GA 31312-4949

Mortgage

Document Number	D2024000976
Date	Feb 12, 2024
Instrument	D2024000976

Lender

Name	UNITED WHOLESALE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2054

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Dec 22, 2023
Property Address	103 ASHLEY DR, GUYTON, GA 31312-4949
Document Number	002887/801
Book / Page	2887 / 801
Instrument Date	Dec 22, 2023
Instrument	D2023010339
Transaction Type	Transfer
Record Updated	Jan 19, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 ASHLEY DR, GUYTON, GA 31312-4949
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002887/0000000803
Date	Dec 22, 2023
Book Page	0000002887/0000000803
Instrument	D2023010340

Lender

Name	TROPHY POINT INVESTMENT GROUP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 103 Ashley Dr was $2,594 with a homeowner's exemption, up 5.2% from the year before.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,359 (-) Land $24,000 Building $89,359	$283,397 (-) Land $60,000 Building $223,397
2025	$2,594.00 (+5.23%) Homeowner's exemption	$113,359 (+48.41%) Land $24,000 Building $89,359	$283,397 (+48.41%) Land $60,000 Building $223,397
2024	$2,465.00 (+12.35%)	$76,383 (+11.4%) Land $24,000 Building $52,383	$190,958 (+11.4%) Land $60,000 Building $130,958
2023	$2,194.00 (+9.37%)	$68,564 (+19.05%) Land $24,000 Building $44,564	$171,410 (+19.05%) Land $60,000 Building $111,410
2022	$2,006.00	$57,593 Land $14,800 Building $42,793	$143,983 Land $37,000 Building $106,983

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 103 Ashley Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Ashley Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE VILLAGE SUBDIVISION private · serves 310 people · EPA ID GA1030097
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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