103 Ash Rd, Front Royal, VA 22630 Property Records

Warren County property record for 103 Ash Rd, Front Royal, VA 22630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,392 sqft · built 1976
Lot Size	1.7 acres (74,226 sqft)
Owner	Individual Name on File
Last Sale	$219,900 (Nov 2015)
Tax Bill	$2,184 (2026)
Deeds & Mortgages	Mar 2024 Second Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27/H/1/2/166/A1`

Property Details

APN / Parcel Number

Primary APN	`27/H/1/2/166/A1`
Alternative APN	`20194`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,392 sqft Living Area
Gross Area	2,953 sqft
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft
Finished Basement	538 sqft
Unfinished Basement	1,344 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2007
Architectural Style	Split Foyer
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	74,226 sqft (1.7 acres)
Terrain	Rolling
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	20194
Old Parcel Number	27H 1 2 166A1
Street Address	103 ASH RD
City	FRONT ROYAL
State	VA
Zip	22630-8933
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	L 166A1 ROYAL VIEW EST SEC 2 COMB PT 164 & PT 166A LR06-4304
Legal Subdivision	FORK-COUNTY
Legal Lot Number	166A1
Jurisdiction	WARREN VA
Township / Civil Division	FORK
Census Block Group	4
Census Block	4004
Census Tract	20300

Owner

103 Ash Rd is owned and occupied by an individual who bought it in November 2015.

Source: Warren County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	103 ASH RD, FRONT ROYAL, VA 22630-8933
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage MCLEAN MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2015 · Amount on File
Deed Sale	Nov 23, 2015 · Amount on File
Prior Sale	Sep 25, 2012 · Amount on File
Deed Document Number	20155903
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	103 ASH RD, FRONT ROYAL, VA 22630-8933
Transaction Type	Mortgage
Record Updated	Apr 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240001178
Date	Mar 28, 2024
Instrument	240001178

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2039

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	103 ASH RD, FRONT ROYAL, VA 22630-8933
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SECURITY AMERICAN TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200009602
Date	Dec 28, 2020
Instrument	200009602

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 103 Ash Rd was $2,184, up 18.8% from the year before.

Source: Warren County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Warren County
Unified School District	Warren County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,184.00 (+18.82%)	$383,920 (-) Land $60,600 Building $323,320
2025	$1,838.00 (+7.74%)	$383,920 (+10.26%) Land $60,600 Building $323,320	$383,920 (+10.26%) Land $60,600 Building $323,320
2024	$1,706.00	$348,200 (-) Land $51,600 Building $296,600	$348,200 (-) Land $51,600 Building $296,600
2023		$348,200 Land $51,600 Building $296,600	$348,200 Land $51,600 Building $296,600
2022	$1,706.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Ash Rd in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	15 (1985–2003)
Claims Outside the SFHA	2 of 15
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 8 claims Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Ash Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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