103 Arvin Dr, Lancaster, KY 40444 Property Records

Garrard County property record for 103 Arvin Dr, Lancaster, KY 40444

Property Summary

Property TypeSingle Family Home
Detailsbuilt 1980
Lot Size0.303 acres (13,237 sqft)
Owner2 Individual Names on Record
Last Sale$185,000 (Aug 2024)
Tax Bill$2,063 (2025)
Deeds & MortgagesAug 2024 Sale
Sep 2022 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN27B-01-039

Property Details

APN / Parcel Number

Primary APN27B-01-039
Alternative APNs
  • 16965
  • 24527
  • 25881

Interior

Stories1 Story

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Exterior MaterialBrick Veneer
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area13,237 sqft (0.303 acres)

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number25881
Street Address103 ARVIN DR
CityLANCASTER
StateKY
Zip40444-1075
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 39 & HOUSE
Legal SubdivisionMILES EST
Legal Lot Number39
JurisdictionGARRARD KY
Township / Civil DivisionLANCASTER
Census Block Group3
Census Block3002
Census Tract970300

Owner

Source: Garrard County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address320 MCCOUNS FERRY RD, SALVISA, KY 40372-9514
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 1, 2024Deed, Transfer
BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC
Sep 29, 2022Deed, Transfer
May 30, 2014Deed, Transfer
FIRST SOUTHERN NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2024 · Amount on Record
Deed SaleAug 1, 2024 · Amount on Record
Prior SaleSep 29, 2022 · Amount on Record
Deed Document Number2024186736
Deed Book / Page327 / 446
Record UpdatedOct 29, 2026

August 2024: Deed, Transfer

Document TypeDeed
JurisdictionGARRARD KY
Recording DateAug 1, 2024
Property Address103 ARVIN DR, LANCASTER, KY 40444-1075
Document Number00D327/446
Book / PageD327 / 446
Map ReferenceCAB 1 SL 120
Instrument DateJul 31, 2024
Instrument186736
Transaction TypeTransfer
Record UpdatedJun 29, 2026
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount Recorded
Tax$185.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address140 DAWSON PASS, NICHOLASVILLE, KY 40356-1975

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address320 MCCOUNS FERRY RD, SALVISA, KY 40372-9514

September 2022: Deed, Transfer

Document TypeDeed
JurisdictionGARRARD KY
Recording DateSep 29, 2022
Property Address103 ARVIN DR, LANCASTER, KY 40444-1075
Document Number00D318/175
Book / PageD318 / 175
Map ReferenceDB 274 PG 893
Instrument DateSep 16, 2022
Instrument172143
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

AmountAmount Recorded
Tax$154.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address103 ARVIN DR, LANCASTER, KY 40444-1075

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 ARVIN DR, LANCASTER, KY 40444-1075

May 2014: Deed, Transfer

Document TypeDeed
JurisdictionGARRARD KY
Recording DateMay 30, 2014
Property Address103 ARVIN DR, LANCASTER, KY 40444-1075
Document Number000274/893
Book / Page274 / 893
Instrument DateMay 28, 2014
Instrument120745
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 185, HILLVIEW, KY 40129-0185

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 ARVIN DR, LANCASTER, KY 40444-1075

Mortgage

Document Number000332/194
DateMay 30, 2014
Book Page332/194
Instrument120746
Lender
NameFIRST SOUTHERN NATIONAL BANK
AddressLANCASTER, KY 40444
Agreement
AmountAmount Recorded
Term12 Months
DueMay 28, 2015

Tax Assessment & Valuation

Source: Garrard County assessment roll, as of May 5, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyGarrard County
MunicipalityLancaster City
Unified School DistrictGarrard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$185,000 (-) Land $30,000 Building $155,000$185,000 (-) Land $30,000 Building $155,000
2025$2,063.00 (+71.06%) Disabled Person's exemption Veteran's exemption$185,000 (+20.13%) Land $30,000 Building $155,000$185,000 (+20.13%) Land $30,000 Building $155,000
2024$1,206.00 (-31.9%) Disabled Person's exemption Veteran's exemption$154,000 (-) Land $25,000 Building $129,000$154,000 (-) Land $25,000 Building $129,000
2023$1,771.00 (+318.68%)$154,000 (+1%) Land $25,000 Building $129,000$154,000 (+1%) Land $25,000 Building $129,000
2022$423.00 Homeowner's exemption$77,000 Land $20,000 Building $57,000$77,000 Land $20,000 Building $57,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGARRARD CO WATER ASSOC INC
private · serves 14,806 people · EPA ID KY0400151
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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