103 Arpieka Ave, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 103 Arpieka Ave, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 1987
Lot Size	0.13 acres (5,662 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Aug 2018)
Tax Bill	$4,764 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`216140-0000`

Property Details

APN / Parcel Number

Primary APN	`216140-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	1,440 sqft Living Area
Gross Area	2,412 sqft
1st Floor Area	384 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1997
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,662 sqft (0.13 acres)
Lot Dimensions	113 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	300 sqft
Deck Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	103 ARPIEKA AVE
City	SAINT AUGUSTINE
State	FL
Zip	32080-3716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3-98 DAVIS SHORES LOT 6 BLK 13 OR4605/494
Legal Range	30E
Legal Township	07S
Legal Section	17
Legal Subdivision	DAVIS SHORES OCEAN VIEW SECTION
Legal Block	13
Legal Lot Number	6
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2063
Census Tract	20500

Owner

103 Arpieka Ave is owned and occupied by two individuals who bought it in August 2018.

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	103 ARPIEKA AVE, SAINT AUGUSTINE, FL 32080-3716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
Feb 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Aug 30, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2018 · Amount on File
Deed Sale	Aug 30, 2018 · Amount on File
Deed Document Number	201863313
Deed Book / Page	4605 / 494
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	103 ARPIEKA AVE, SAINT AUGUSTINE, FL 32080-3716
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 ARPIEKA AVE, ST AUGUSTINE, FL 32080-3716

Mortgage

Document Number	0058470920
Date	Oct 26, 2023
Book Page	5847/920
Instrument	2023084511

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	103 ARPIEKA AVE, SAINT AUGUSTINE, FL 32080-3716
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 ARPIEKA AVE, SAINT AUGUSTINE, FL 32080-3716

Mortgage

Document Number	0051781454
Date	Feb 12, 2021
Book Page	5178/1454
Instrument	2021016236

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 30, 2018
Property Address	103 ARPIEKA AVE, SAINT AUGUSTINE, FL 32080-3716
Document Number	0046050494
Book / Page	4605 / 0494
Map Reference	MB3 PG97-102
Instrument Date	Aug 30, 2018
Instrument	2018063313
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	PARADISAE TITLE OF ST AUGUST

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 ARPIEKA AVE, SAINT AUGUSTINE, FL 32080-3716

Mortgage

Document Number	2018063314
Date	Aug 30, 2018
Instrument	2018063314

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 103 Arpieka Ave was $4,764 with a homeowner's exemption, up 7.9% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$283,313 (+2.7%)	$342,318 (+8.16%) Land $200,062 Building $142,256
2025	$4,764.00 (+7.93%) Homeowner's exemption	$275,865 (+2.9%)	$316,489 (+0.88%) Land $181,875 Building $134,614
2024	$4,414.00 (+2.58%) Homeowner's exemption	$268,090 (+3%)	$313,717 (-0.53%) Land $181,875 Building $131,842
2023	$4,303.00 (+3.41%) Homeowner's exemption	$260,282 (+3%)	$315,385 (-6.09%) Land $181,875 Building $133,510
2022	$4,161.00 Homeowner's exemption	$252,701	$335,832 Land $143,948 Building $191,884

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Arpieka Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 435 individual policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	579 units insured incl. 144 condo units
Nearby Flood Claims	542 (1988–2024)
Claims Outside the SFHA	9 of 542
Most Recent Claim	Sep 2024 · tidal / storm surge
Claims by Event	Hurricane Ian, Sep 2022 · 38 claims Hurricane Irma, Sep 2017 · 137 claims Hurricane Matthew, Oct 2016 · 263 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 103 Arpieka Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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