Etowah County property record for 103 Arc St, Gadsden, AL 35903
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,494 sqft · built 1945 |
| Lot Size | 0.225 acres (9,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $30,000 (Apr 2017) |
| Tax Bill | $515 (2025) |
| Deeds & Mortgages | Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-05-15-1-000-151.000 |
| Primary APN | 15-05-15-1-000-151.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,494 sqft Living Area |
| 1st Floor Area | 1,494 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Exterior Material | Wood Siding |
| Foundation Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 9,800 sqft (0.225 acres) |
| Lot Dimensions | 140 ft deep x 70 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 219923 |
|---|---|
| Street Address | 103 ARCADE ST |
| City | GADSDEN |
| State | AL |
| Zip | 35903-2907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H/S BASE YEAR LT 14 BLK 3 CRESTVIEW LAND CO ADD PLAT D-145 GADSDEN 15-12-6 1322-43,1991 WILL,1992 WILL,1753-184,D-2005-3925 D-2012-3373552,D-2016-3435468,D-2016-3443070 D-2017-3449472(ROS) |
| Legal Range | 6E |
| Legal Township | 12S |
| Legal Section | 15 |
| Legal Subdivision | CRESTVIEW LAND CO ADD TO GAD |
| Legal Block | 3 |
| Legal Lot Number | 14 |
| Jurisdiction | ETOWAH AL |
| Township / Civil Division | GADSDEN |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 1600 |
103 Arc St is owned and occupied by two individuals who bought it in April 2017.
Source: Etowah County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 ARCADE ST, GADSDEN, AL 35903-2907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 19, 2017 · Amount on File |
| Deed Sale | Apr 19, 2017 · Amount on File |
| Prior Sale | Sep 18, 2012 · Amount on File |
| Deed Document Number | 20173449472 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ETOWAH AL |
| Recording Date | Apr 19, 2017 |
| Property Address | 103 ARCADE ST, GADSDEN, AL 35903-2907 |
| Document Number | 0003449472 |
| Instrument Date | Apr 14, 2017 |
| Instrument | 3449472 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 40 MARIETTA ST NW, 40, ATLANTA, GA 30303-2812 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 103 ARCADE ST, GADSDEN, AL 35903-2907 |
| Document Number | 0003449473 |
|---|---|
| Date | Apr 19, 2017 |
| Instrument | 3449473 |
| Name | FAMILY SAVINGS CREDIT UNION |
|---|---|
| Type | Non-Lending Institution |
| Address | RAINBOW CITY, AL 35906 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 103 Arc St was $515 with a homeowner's exemption.
Source: Etowah County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Etowah County |
| Municipality | Gadsden City |
| Unified School District | Gadsden City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $515.00 Homeowner's exemption | $10,520 Land $1,040 Building $9,480 | $105,100 Land $10,300 Building $94,800 |
| 2023 | $466.00 (+22.31%) Homeowner's exemption | $10,510 (+10.63%) Land $1,030 Building $9,480 | $105,100 (+10.63%) Land $10,300 Building $94,800 |
| 2022 | $381.00 Homeowner's exemption Senior Citizen's exemption | $9,500 Land $1,030 Building $8,470 | $95,000 Land $10,300 Building $84,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 103 Arc St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Oct 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Arc St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.8% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GADSDEN, THE WWSB OF THE serves 44,637 people · EPA ID AL0000577 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile, Verizon.
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