103 Arbor St, Kalkaska, MI 49646 Property Records

Kalkaska County property record for 103 Arbor St, Kalkaska, MI 49646

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,120 sqft · built 1920
Lot Size0.199 acres (8,676 sqft)
OwnerCompany Name on File
Last Sale$105,000 (Nov 2017)
Tax Bill$2,560 (2025)
Deeds & MortgagesApr 2022 Refinance
Nov 2017 Sale & Line of Credit
APN041-565-004-00

Property Details

APN / Parcel Number

Primary APN041-565-004-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,120 sqft Living Area
1st Floor Area928 sqft
Basement Area400 sqft
Unfinished Basement400 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Lot Area8,676 sqft (0.199 acres)
Garage Area672 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address103 ARBOR ST
CityKALKASKA
StateMI
Zip49646-7967
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 BLK 5 SWEETS SECOND ADD VILL OF KALKASKA SEC 17 T27N-R7W
Legal Range07W
Legal Township27N
Legal Section17
Legal SubdivisionVILL OF KALKASKA
Legal Block5
Legal Lot Number4
JurisdictionKALKASKA MI
Township / Civil DivisionKALKASKA
Census Block Group1
Census Block1033
Census Tract950300

Owner

103 Arbor St is owned by a company that bought it in November 2017.

Source: Kalkaska County records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address8899 PUFFER RD SW, SOUTH BOARDMAN, MI 49680-9711
Owner TypeCompany
VestingEstate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 11, 2022Quit Claim Deed, Transfer · Stand-Alone Refinance
ALDEN STATE BANK
Nov 9, 2017Warranty Deed, Transfer · Line of Credit
ALDEN STATE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 9, 2017 · Amount on File
Deed SaleNov 9, 2017 · Amount on File
Deed Document Number20173138026
Record UpdatedOct 29, 2026

April 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKALKASKA MI
Recording DateApr 11, 2022
Property Address103 ARBOR ST, KALKASKA, MI 49646-7967
Document Number0003162429
Instrument DateApr 6, 2022
Instrument3162429
Transaction TypeTransfer
Record UpdatedOct 27, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 ARBOR ST, KALKASKA, MI 49646-7967

Mortgage

Document Number0003162430
DateApr 11, 2022
Instrument3162430
Lender
NameALDEN STATE BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMay 1, 2052

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKALKASKA MI
Recording DateNov 9, 2017
Property Address103 ARBOR ST, KALKASKA, MI 49646-7967
Document Number3138026
Instrument DateNov 3, 2017
Instrument3138026
Transaction TypeTransfer
Record UpdatedMay 24, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address311 S ORANGE ST, KALKASKA, MI 49646-8646

Mortgage

Document Number0003138027
DateNov 9, 2017
Instrument3138027
Lender
NameALDEN STATE BANK
TypeBank
AddressALDEN, MI 49612
Agreement
TypeLine of Credit
AmountAmount on Record
Term84 Months
DueNov 3, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 103 Arbor St was $2,560, up 77.9% from the year before.

Source: Kalkaska County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyKalkaska County
County SubdivisionKalkaska Township
MunicipalityKalkaska Village
Unified School DistrictKalkaska Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$115,100 (+14.19%)$230,200 (+14.19%)
2025$2,560.00 (+77.9%)$100,800$201,600
2024$1,439.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 103 Arbor St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Arbor St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLAGE OF KALKASKA
serves 2,020 people · EPA ID MI0003560
Water SourceGroundwater
Last State InspectionSep 2024

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Arbor St

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