103 Andover Dr, Savannah, GA 31405 Property Records

Chatham County property record for 103 Andover Dr, Savannah, GA 31405

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,187 sqft · built 1955
Lot Size	0.375 acres (16,339 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Sep 2024)
Tax Bill	$4,824 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Aug 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2-0126-09-019`

Property Details

APN / Parcel Number

Primary APN	`2-0126-09-019`
Alternative APN	`N324T507`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,187 sqft Living Area
1st Floor Area	2,187 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1990
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	16,339 sqft (0.375 acres)
Lot Dimensions	193 ft deep x 61 ft wide
Garage Type	Carport
Garage Area	616 sqft
Carport	Carport
Carport Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	213 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	103 ANDOVER DR
City	SAVANNAH
State	GA
Zip	31405-5406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOT 4 BLK 4 KENSINGTON PK
Legal Subdivision	KENSINGTON PARK
Legal Block	4
Legal Lot Number	4
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	3
Census Block	3014
Census Tract	4001

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Kensington Park-Groveland Historic District listed 2014 · 390 contributing resources · NRIS 14000533

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

103 Andover Dr is owned and occupied by two individuals who bought it in September 2024.

Source: Chatham County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	103 ANDOVER DR, SAVANNAH, GA 31405-5406
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Deed of Trust, Mortgage · Line of Credit GEORGIAS OWN CREDIT UNION
Aug 18, 2023	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCE
Dec 10, 2020	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Dec 1, 2017	Warranty Deed, Transfer · FHA Mortgage BANKSOUTH MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2024 · Amount on File
Deed Sale	Sep 17, 2024 · Amount on File
Prior Sale	Dec 1, 2017 · Amount on File
Deed Book / Page	3482 / 121
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	103 ANDOVER DR, SAVANNAH, GA 31405-5406
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 ANDOVER DR, SAVANNAH, GA 31405-5406

Mortgage

Document Number	0027660162
Date	Apr 8, 2022
Book Page	0000002766/0000000162

Lender

Name	GEORGIAS OWN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2042

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	103 ANDOVER DR, SAVANNAH, GA 31405-5406
Transaction Type	Mortgage
Record Updated	Oct 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 ANDOVER DR, SAVANNAH, GA 31405-5406

Mortgage

Document Number	0031730385
Date	Aug 18, 2023
Book Page	0000003173/0000000385

Lender

Name	AMERICAN FINANCE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	103 ANDOVER DR, SAVANNAH, GA 31405-5406
Transaction Type	Mortgage
Record Updated	Jan 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 ANDOVER DR, SAVANNAH, GA 31405-5406

Mortgage

Document Number	0000002164/0000000375
Date	Dec 10, 2020
Book Page	0000002164/0000000375

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Jan 1, 2048

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Dec 1, 2017
Property Address	103 ANDOVER DR, SAVANNAH, GA 31405-5406
Document Number	0012360456
Book / Page	1236 / 456
Instrument Date	Dec 1, 2017
Instrument	2017-012309
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 ANDOVER DR, SAVANNAH, GA 31405-5406

Mortgage

Document Number	1236/457
Date	Dec 8, 2017
Book Page	1236/457
Instrument	30739110010

Lender

Name	BANKSOUTH MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 103 Andover Dr was $4,824.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$170,480 (+1.74%) Land $32,000 Building $138,480	$426,200 (+1.74%) Land $80,000 Building $346,200
2025	$4,824.00	$167,560 Land $32,000 Building $135,560	$418,900 Land $80,000 Building $338,900
2023		$185,400 (+23.4%) Land $32,000 Building $153,400	$463,500 (+23.4%) Land $80,000 Building $383,500
2022	$4,610.00	$150,240 Land $32,000 Building $118,240	$375,600 Land $80,000 Building $295,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 103 Andover Dr in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 53 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	26 (1984–2024)
Claims Outside the SFHA	23 of 26
Most Recent Claim	Nov 2024 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 4 claims Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Andover Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, ClearWave, Seimitsu.

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