103 Anarece Ave, Auburndale, FL 33823 Property Records

Polk County property record for 103 Anarece Ave, Auburndale, FL 33823

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,010 sqft · built 1955
Lot Size	0.337 acres (14,684 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,242 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jul 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25-28-09-320900-005020`

Property Details

APN / Parcel Number

Primary APN	`25-28-09-320900-005020`
Alternative APNs	`092825320900005020` `92825000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,010 sqft Living Area
1st Floor Area	750 sqft
Flooring	Concrete/Cement
Interior Walls	Plaster

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	14,684 sqft (0.337 acres)
Lot Dimensions	130 ft deep x 70 ft wide
View / Lot	Commercial/Industrial
Garage Type	Detached
Garage Area	280 sqft
Porch	Florida Room
Porch Area	260 sqft
Utility Building	66 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	103 ANARECE AVE
City	AUBURNDALE
State	FL
Zip	33823-3803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CALDWELL ESTATES PB 37 PG 28 BLK E LOTS 1 & 2 LESS ST RD S 655 & LESS ADDL R/W FOR BERKLEY RD (CR 655) AS IN OR 5313 PG 1638
Legal Range	25E
Legal Township	28S
Legal Section	09
Legal Subdivision	CALDWELL ESTATES
Legal Tract	320900
Legal Block	E
Legal Lot Number	1,2
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1028
Census Tract	11604

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 ANARECE AVE, AUBURNDALE, FL 33823-3803
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Deed of Trust, Mortgage · FHA Mortgage DOVENMUEHLE MORTGAGE INC
Jul 18, 2025	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 18, 2022	Warranty Deed, Transfer · FHA Mortgage LAND-HOME FINANCIAL SERVICES
Jul 29, 2021	Warranty Deed, Transfer SERENITY TITLE, SERENITY TITLE LLC
Jul 14, 2018	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2022
Deed Sale	Jan 18, 2022
Prior Sale	Jul 29, 2021 · Amount on Record
Deed Document Number	202213944
Deed Book / Page	12075 / 1821
Transfer Doc	3660002294
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	103 ANARECE AVE, AUBURNDALE, FL 33823-3803
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 ANARECE AVE, AUBURNDALE, FL 33823-3803
Investor	Possibly a Property Investor

Mortgage

Document Number	0000036896
Date	Feb 16, 2024
Book Page	13008/2089
Instrument	2024036896

Lender

Name	DOVENMUEHLE MORTGAGE INC
Type	Mortgage Company
Address	DALLAS, TX 75201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Feb 1, 2052

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	103 ANARECE AVE, AUBURNDALE, FL 33823-3803
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 ANARECE AVE, AUBURNDALE, FL 33823-3803
Investor	Possibly a Property Investor

Mortgage

Document Number	0000167483
Date	Jul 18, 2025
Book Page	13628/1485
Instrument	2025167483

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	319 Months
Due	Feb 1, 2052

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jan 18, 2022
Property Address	103 ANARECE AVE, AUBURNDALE, FL 33823-3803
Document Number	0000013944
Book / Page	12075 / 1821
Map Reference	MB 37 PG 28
Instrument Date	Jan 13, 2022
Instrument	2022013944
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	SERENITY TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,477.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5409 N SEMINOLE AVE, TAMPA, FL 33604-7047

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9131 CALYPSO CT UNIT 202, 202, DAVENPORT, FL 33897-1792
Investor	Possibly a Property Investor

Mortgage

Document Number	0120751823
Date	Jan 18, 2022
Instrument	12075/1823

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Mortgage

Document Number	0000013946
Date	Jan 18, 2022
Book Page	12075/1838
Instrument	2022013946

Lender

Name	NATIONAL HOMEBUYERS FUND INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95814

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	61 Months
Due	Feb 1, 2027

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 29, 2021
Property Address	103 ANARECE AVE, AUBURNDALE, FL 33823-3803
Document Number	0000197379
Book / Page	11825 / 756
Map Reference	MB 37 PG 28
Instrument Date	Jul 22, 2021
Instrument	2021197379
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	SERENITY TITLE, SERENITY TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$927.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	126 SW GAINER DR, LAKE CITY, FL 32024-5309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5409 N SEMINOLE AVE, TAMPA, FL 33604-7047
Investor	Possibly a Property Investor

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	103 ANARECE AVE, AUBURNDALE, FL 33823-3803
Document Number	0105570136
Instrument Date	Jul 14, 2018
Transaction Type	Mortgage
Record Updated	Aug 8, 2018
Title Company	INSPIRE CLOSING SERVICES LLC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 ANARECE AVE AUBURNDALE FL 338233803, AUBURNDALE, FL 33823-3803

Mortgage

Document Number	0105570136
Date	Jul 23, 2018
Book Page	010557/000136
Instrument	156347

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Auburndale City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$182,215 (+1.51%) Land $43,500 Building $138,715	$182,215 (+1.51%) Land $43,500 Building $138,715
2025	$2,242.00 (-3.28%) Homeowner's exemption	$179,505 (-2.03%) Land $43,500 Building $136,005	$179,505 (-2.03%) Land $43,500 Building $136,005
2024	$2,318.00 (-0.9%)
2023	$2,339.00 (-11.23%) Homeowner's exemption	$183,224 (+16.01%) Land $42,000 Building $141,224	$183,224 (+16.01%) Land $42,000 Building $141,224
2022	$2,635.00	$157,939 Land $34,500 Building $123,439	$157,939 Land $34,500 Building $123,439

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AUBURNDALE serves 35,239 people · EPA ID FL6530090
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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