Ogle County property record for 103 Amber Dr, Oregon, IL 61061
| Property Type | Single Family Home |
|---|---|
| Details | 1,380 sqft · built 1980 |
| Lot Size | 0.346 acres (15,106 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,897 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-04-254-014 |
| Primary APN | 16-04-254-014 |
|---|
| Building Area | 1,380 sqft Living Area |
|---|
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Bi-Level |
| Lot Area | 15,106 sqft (0.346 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Street Address | 103 AMBER DR |
|---|---|
| City | OREGON |
| State | IL |
| Zip | 61061-9239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RNG/BLK: TWP:0 SECT/LOT: LOT 51 KOONTZ SUBD 2 CITY OF OREGON |
| Legal Subdivision | KOONTZ SUBD |
| Legal Lot Number | 51 |
| Jurisdiction | OGLE IL |
| Township / Civil Division | OREGON-NASHUA |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 961400 |
Source: Ogle County records, as of May 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 103 AMBER DR, OREGON, IL 61061-9239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK |
| May 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK ILLINOIS |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OGLE IL |
| Property Address | 103 AMBER DR, OREGON, IL 61061-9239 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000004542 |
|---|---|
| Date | Jun 22, 2021 |
| Instrument | 202104542 |
| Name | CENTRAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 11, 2031 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OGLE IL |
| Property Address | 103 AMBER DR, OREGON, IL 61061-9239 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000003602 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 202103602 |
| Name | CENTRAL BANK ILLINOIS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 1, 2031 |
| Rate Type | Fixed Rate |
|---|
Source: Ogle County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Ogle County |
| County Subdivision | Oregon-Nashua Township |
| Municipality | Oregon City |
| Unified School District | Oregon Community Unit School District 220 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,897.00 (+15.41%) | $61,499 (+20.7%) Land $9,620 Building $51,879 | $184,497 (+20.7%) Land $28,860 Building $155,637 |
| 2023 | $50,951 Land $7,640 Building $43,311 | $152,853 Land $22,920 Building $129,933 | |
| 2022 | $4,243.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 4 (2017–2023) |
| Most Recent Claim | Apr 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OREGON serves 3,449 people · EPA ID IL1410400 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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